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HSBC Kinetic: Business account reviews

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4.69
Based on 1,939 reviews, last reviewed 2nd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Simple easy to use Internet Banking Simple easy to use Internet Banking Reviewed on: 2nd April 2025
Tom S's avatar
Tom S

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025
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SB
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1939)

Excellent Account for my Start Up Business

5
HSBC Kinetic is perfect for my small business, everything is so easy and simple to use on a day to day basis. The App is great and I find the analytics so useful, it'll definitely make completing my taxes less stressful as all the information need is right there already organised for me! I highly recommend this product and have already advised a friend to switch to Kinetic. Reviewed on: 11th March 2022
Sally Heathcote's avatar
Sally Heathcote

Business banking made easier!

5
As a first time business owner, HSBC Kinetic has made managing the financial aspects of my business so much easier, everything is in one place. Reviewed on: 11th March 2022
Rachel Attah's avatar
Rachel Attah

Excellent

5
Very good bank and very fast mobile banking Reviewed on: 11th March 2022
Lst services ltd 's avatar
Lst services ltd

Nice easy to use app

5
Straight forward to sign up and a nice and easy to use app. Get notifications when I receive a payment. Reviewed on: 11th March 2022
L J's avatar
L J

Easy to use

5
East to navigate, notifications for every transactions and lower bank fees compare to other banks for sole traders. Reviewed on: 11th March 2022
Rindi's avatar
Rindi

Poor

3
App ok. Ridiculous you can’t connect live feed to QuickBooks Reviewed on: 11th March 2022
Ian mitchell's avatar
Ian mitchell

Great, simple service

5
I have found Kinetic straightforward and east to use, with customer service quick to respond to any of my queries. My one wish is that they'd properly integrate Xero, but I gather this is in the process of happening. Reviewed on: 11th March 2022
Jenny's avatar
Jenny

Easy to use

5
Easy to set up and use and has all the benefits of my previous business account with less fuss. Reviewed on: 11th March 2022
Louise wadsworth's avatar
Louise wadsworth

A good attempt at being a digital business bank

3
The sign up process is easy, and the app is okay, in comparison to others who have better UI. Customer service on chat is slow, so whilst it may suit sole traders, larger businesses may need to consider alternative options, including one who has accessible customer service. Reviewed on: 11th March 2022
UV's avatar
UV

Easy to use

5
Ever since I have used my knetic card it has been very good. If I ever have any problems I would ask the bank to help me and I get all the help with very friendly people at HSBC. Reviewed on: 11th March 2022
Masoud Iravanipour 's avatar
Masoud Iravanipour

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