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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

The best

5
Very good App and a very easy way to open a business account, very simple to manage Reviewed on: 10th March 2022
Fernando Marques's avatar
Fernando Marques

Excellent service

5
Really good services all around. Great support always available for answers Reviewed on: 10th March 2022
Jineng Chen's avatar
Jineng Chen

Vellku construction LTD

5
I have few months with kinetic and I’m very happy Reviewed on: 10th March 2022
Vellku Construction LTD's avatar
Vellku Construction LTD

Easy to manage and customer friendly

5
I have very pleasant experience since the beginning when I made a request to open the Account. The whole process was well designed and explained, this help me set up the account quickly. I would definitely recommend the HSBC Kinetic. Reviewed on: 10th March 2022
Anirudh Saini's avatar
Anirudh Saini

Perfect for my business

5
I needed a business account for my new start-up, I called up and spoke to a member of staff who talked me through the entire account and helped me determine it was the correct account for me. Set-up was easy, the account is simple to use and all charges are fair. The account is so quick to use and the app works better than all other banking apps I have used, absolutely exemplary service. Reviewed on: 10th March 2022
Quinn Hair's avatar
Quinn Hair

So easy

5
The Kinetic account was set up in a matter of minutes, prior information was given about what was required so I was prepared and then amazed at how simple the whole process of opening a business account with HSBC was. Reviewed on: 10th March 2022
Linda's avatar
Linda

Faultless Service - Highly Recommended

5
Our small family run business opened a HSBC Kinetic account almost 12 months ago and the service has hugely exceeded our expectations. The initial setup was easy and stress free. The subsequent service has been excellent. My faith in Banking has been well and truly restored! I would without doubt recommend HSBC Kinetic to anyone looking for a provider. Reviewed on: 10th March 2022
Michael PSullivan's avatar
Michael PSullivan

Great

5
Easy to use . Great feedback abd support Reviewed on: 10th March 2022
Ella Smitg's avatar
Ella Smitg

Smart and safe bank

5
It’s very easy to use and creat account Reviewed on: 10th March 2022
Sharathpriyan surendranath's avatar
Sharathpriyan surendranath

The All-in-One for SMB's

5
I've been a customer for a year now, and HSBC Kinetic has been a great financial partner throughout that time. An easy to use app, and great security and protection features means I've got all I need for my 'one man band' business. Reviewed on: 10th March 2022
Philip's avatar
Philip

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