Smart Money People Logo

HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Kinetic Business account reviews (1941)

Easy to use and operate

5
This a new age banking facility where I was up and running with my new LTD company in a day. To open my Business account I visited High stree bank and got an appointment after 2 weeks and I need my account up and running in order for my new contact. I came across HSBC Kinetic app and I was ready in 30 min. Thanks Team. Also If I talk about support, they are great. Thank you!! Reviewed on: 10th March 2022

Great business account!

5
Very easy to use and set up a business account on hsbc kinetic. It only took me a few minutes! I was shocked at how quick and easy it was to set it all up and I thought, that’s probably one of the massive benefits of banking with HSBC Reviewed on: 10th March 2022

Amazing bank, never had any problems.

5
I’m really happy to be a part of HSBC. I never had any problems. I would highly recommend to anyone, who’s looking for high quality of banking. Reviewed on: 10th March 2022

Best bank ever

5
Great support service and best bank ever Reviewed on: 10th March 2022

Effective usage

5
I can make all my banking transactions easily and in a very short time Reviewed on: 10th March 2022

Yes! So simple

5
Made business banking much simpler for me! Reviewed on: 10th March 2022

Great service and business bank

5
Charges are not great but other then that a great business bank with great customer service Reviewed on: 10th March 2022

Easy to use

5
Easy to setup and easy to use. Get up to the minute information about payments Reviewed on: 10th March 2022

Kinetic is the easiest account ever

4
Can’t believe how easy this was to set up! Compared to my regular business account this was an absolute breeze and so easy to manage via the app. When first applying a handful of quick questions and HSBC pointed me straight to this account. Reviewed on: 10th March 2022

Happy customer

5
Words doesn't matter. Reviewed on: 10th March 2022

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience. Write a review