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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

App very useful

5
Very easy to use, easy to set up Reviewed on: 10th March 2022
Sarah Paul's avatar
Sarah Paul

HSBC Kinetic - Business On The Go

5
Recently started my own business and HSBC Kinetic has really helped - No more trips to the bank to pay in cheques!- Cheques cleared within.24 hours - Phone notifications of money going out and coming in - Well done HSBC, a fantastic new account for small businesses. Reviewed on: 10th March 2022
Kevin Rayner's avatar
Kevin Rayner

Excellent

5
Very professional way of dealing clients. Business app is highly secure and user friendly. Reviewed on: 10th March 2022
Tanzila Naeem's avatar
Tanzila Naeem

The best bank for me !

5
I had a business account with another bank, but fortunately I changed to HSBC Kinect, the application is great, I also had contact with the bank's call center - five stars. I recommend. Reviewed on: 10th March 2022
Anonymous's avatar
Anonymous

Easy to use

5
I get what it said on the can no problems or worries Reviewed on: 10th March 2022
Luke Thomson's avatar
Luke Thomson

Mr

5
I love to used HSBC Kinetic they are best for me at the moment! Reviewed on: 10th March 2022
Evgeni Kolev's avatar
Evgeni Kolev

Smart, Agile and easy to use!

5
As a small business start up, HSBC Kinetic fullfills all my banking requirements. Reviewed on: 10th March 2022
Jeremy Haldane's avatar
Jeremy Haldane

very helpful

5
very helpful and easy to use and it does all your work Reviewed on: 10th March 2022
Alina's avatar
Alina

Great, easy to use, quick

5
Had a great easy experience opening the account, simple to use and very straightforward, enjoying using it so far Reviewed on: 10th March 2022
Dee's avatar
Dee

Handy app

4
I really like HSBC Kinetic, however I have dropped one star because occasionally it freezes and the only way to get it back up and running is to delete it from my phone and install it again, which means remembering all passwords, user name etc... Reviewed on: 10th March 2022
alex 's avatar
alex

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