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HSBC Kinetic: Business account reviews

4.68
Based on 1,939 reviews, last reviewed 2nd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Simple easy to use Internet Banking Simple easy to use Internet Banking Reviewed on: 2nd April 2025
Tom S's avatar
Tom S

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025
SB's avatar
SB

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1939)

Banking brilliance

5
Easy to use and totally fit for purpose. Made starting out with our new company so stressless. Such a great start for a new venture and made us feel totally supported. Thank you Reviewed on: 10th March 2022

Easy to use

5
A good service by a well know high street bank. Reasonable charges, and easy to use app. Reviewed on: 10th March 2022

Very easy to set-up an account but frustrating in many aspects

4
Pros: easy set-up Cons: cannot fully integrate with some accounting softwares and cannot open multiple saving accounts Reviewed on: 10th March 2022

Exceptional

5
Attempting to start up my own business. Decided to file for my own business account, before I got any funding, so all funds can go straight into a single account without any need of transfers and would help me ground myself and take a step forward in making my dream of running a business a reality. The process took 2 weeks, which for some may be too long, but for me i was in no rush. Super simple to transfer my own personal funding using my existing personal bank account with HSBC. My only problem would be that I need to ask for a bank card, because it wouldn't be sent automatically on opening account (I was not informed of this till I asked where it is a week after) Reviewed on: 10th March 2022

Great experience

5
Handy and comprehensive has everything a business needs Reviewed on: 10th March 2022

Impressed

5
Quick and efficient service. Helpful and informative staff. Online banking has improved my business budgeting. Great experience Reviewed on: 10th March 2022

Excellent service

5
They were very quick to open our business account online “. They provide a good support like a very accurate update on our account. Reviewed on: 10th March 2022

LOVE this account for business

5
SO quick and easy to set up and customer service is prompt and excellent, Would recommend to any start-up who doesn't want the stress of complicated application forms. Reviewed on: 10th March 2022

Easy to use and understand

5
I am new to business banking and this banking app is easy to use and understand for first time business banking people lots of help and information offered to help you and your business grow in a positive way I would recommend to all business banking people and especially first timers to business Reviewed on: 10th March 2022

Banks Transaction fees are too high

3
The overhead of additional fees for all transactions other than my own currency is too high. I've also used better bank apps. If you want an example, I can share the banks I currently use. Reviewed on: 10th March 2022

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