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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Simple and Smart

5
Its easy to set up within no time and very easy to use all the day to day banking services. Its another good one from HSBC. Reviewed on: 10th March 2022

HSBC Kinetic Ignites Energy To Thrive

5
HSBC Kinetic -ignites the kinetic energy to thrive in this new era of life .It frees you from any burdens of cyber crimes. Provides you the freedom to be your self in the today's world.Thank you for being there in my world and making it so happy. Reviewed on: 10th March 2022

SUPER RELIABLE

5
HSBC kINETIC so far has been the most reliable , user friendly business account i have used . Reviewed on: 10th March 2022

Very simple app user experience

5
Although the set-up took a little longer than expected, the after service has been great with the app in particular meeting all my needs. Reviewed on: 10th March 2022

The plug in and play banking app

5
Really easy to set up and use with minimal fuss. Allows me to do everything I need to do for my small business from my phone, 24/7. Reviewed on: 10th March 2022

Great App

5
Thanks to Kinetic HSBC , my business kicked off - when no bank wanted to offer me any support, Kinetic was there for me and it paid off! Reviewed on: 10th March 2022

Quick, easy and effective

5
HSBC kinetic is very effective and customer friendly with many features on it's mobile and web branches. Reviewed on: 10th March 2022

life saver

5
I am very comfortable with HSBC, very user friendly, and has saved my life . Reviewed on: 10th March 2022

Brian review

5
Absolutely simple to use, very straightforward no hassle all at your fingertips 24/7 accessible from your phone. Super easy to set up as I hold other accounts with HSBC. Only thing I don’t like is receiving a paper remittance slip every time I have a large payment, if I could have an electronic inbox like my personal account, that would be super. Reviewed on: 10th March 2022

featured application

5
Great customer Service, kind assistant , easy access and featured application Reviewed on: 10th March 2022

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