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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Quick and Easy to use

5
I'm happy opening account to HSBC kinetic because its so simple and easy to understsnd intructions on how to set up and yet you feel your money will be safe with them.Responds quickly too that i was able to have my account in time i needed it.Fantastic! Reviewed on: 10th March 2022
Clea's avatar
Clea

Simplicity

5
I’m not the best with modern tech but able to get by quite comfortably. When I recently opened my HSBC Kinetic account it was absolutely fool proof. Simplicity itself. Reviewed on: 10th March 2022
David Tyler 's avatar
David Tyler

Great Setvices

5
Easy to use app and services. on time notifications are very helpful Reviewed on: 10th March 2022
Waqas Rasheed's avatar
Waqas Rasheed

Excellent service and faultless app

5
The app is easy to set up and use, I love that you can search by name or keyword. Regular and one-off payments are straightforward to create, and statements very simple to download. I've used several banking apps and find HSBC Kinetic to be head and shoulders above the rest. Reviewed on: 10th March 2022
Louise Downham's avatar
Louise Downham

Amazing service and very recommended

5
From start to finish we have had an excellent experience and the team have excellent knowledge and have been very helpful Reviewed on: 10th March 2022
stacey crook's avatar
stacey crook

Easy to set up and responsive to feedback

5
After having rather frustrating experiences elsewhere, HSBC Kinetic was relatively quick to set up. When the team made a mistake (misreading submitted documents), they resolved the issue reasonably quickly. Reviewed on: 10th March 2022
Anja's avatar
Anja

Simple process

5
Very simple to set up, as my first ever business banking account. Never had problems and great customer service when I did need it Reviewed on: 10th March 2022
Nicole Wilde's avatar
Nicole Wilde

easy, convenient and hassle free

4
It was easy to get going. No red tape like other vendors and I don't have to think about it too much witch is perfect. Reviewed on: 10th March 2022
Tim Bielawski's avatar
Tim Bielawski

straightforward business account

5
does exactly what I need - simple to use app. Reviewed on: 10th March 2022
Stephen's avatar
Stephen

10

5
Good 10 I am very pleased I am very pleased . You are very active and serious in everything you do. Thanks Reviewed on: 10th March 2022
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