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HSBC Kinetic: Business account reviews

4.68
Based on 1,939 reviews, last reviewed 2nd Apr 2025
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Latest highest rating:

5

Simple easy to use Internet Banking Simple easy to use Internet Banking Reviewed on: 2nd April 2025
Tom S's avatar
Tom S

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025
SB's avatar
SB

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1939)

Very easy to setup and use

5
Very efficient in a fast-paced industry! Reviewed on: 10th March 2022

Potential but early days

3
I have used Kinetic as an early adopter. As such it has been free and for a free service it is hard to complain. As a business owner there have been bumps in the road. A time where the transaction list was malfunctioning. Sometimes payments go down. Somwtimes its not as slick as HSBC business banking. Lacking many of the features of the challenger banks. Still, I have stuck with Kinetic. Why, They do seem to care about the development of the platform. They show common sense when appropriate and human intervention when required. there is space for issues to be resilved that dont fit into the challenger banks one size fots all approach that falls apart if you have a need outside the box. There is a lot of work required of Kinetic, but the values and fundimentals ate solid. As long as that remains true Ill deal with the interuptions while the bank grows and streamline processes. There is alot that goes into business banking, it wont happen over night. Reviewed on: 10th March 2022

Best bank

5
Excellent customer service and efficient and quick delivery of requirements. I was kept updated at all stages. Reviewed on: 10th March 2022

Best professional bussiness account

5
All my bussiness bank account needs settled with one click of a button. Reviewed on: 10th March 2022

I like to have this hsbc kinetic this make my day easy and cash flow

5
I have this account around 1 and a half months but it’s make me every day better and better to my cash flow are perfect so far Reviewed on: 10th March 2022

Very good bank

5
Banking has been very good so far Reviewed on: 10th March 2022

Fast to set up an account, and super simple and easy to use.

5
A fantastic product that is fast to set up an account with and super simple, and easy to use whether you're a start-up or established small business. Reviewed on: 10th March 2022

Easy to use app with great features that work well with my buisness.

5
Well organised app, with all the data easy to hand. Reviewed on: 10th March 2022

Quick and Easy to use

5
I'm happy opening account to HSBC kinetic because its so simple and easy to understsnd intructions on how to set up and yet you feel your money will be safe with them.Responds quickly too that i was able to have my account in time i needed it.Fantastic! Reviewed on: 10th March 2022

Simplicity

5
I’m not the best with modern tech but able to get by quite comfortably. When I recently opened my HSBC Kinetic account it was absolutely fool proof. Simplicity itself. Reviewed on: 10th March 2022

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