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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

HSBC Kinetic - bank account number 1

5
the best bank account for business. Absolute satisfaction with the services and price. I am very satisfied. Reviewed on: 10th March 2022
Marian Radulay's avatar
Marian Radulay

Great business account.

4
Does everything it says on the tin, easy to use and at your fingertips all day…perfect for a sole trader like me. Reviewed on: 10th March 2022
Rob's avatar
Rob

Great application fast and reliable

4
Very helpful, everything you need to run a business under palms of your fingers. Reviewed on: 10th March 2022
Wojciech Krzus's avatar
Wojciech Krzus

Does everything you ask

5
Easy to apply . simple to use app. everything straight forward . Reviewed on: 10th March 2022
R Howes Kinetic's avatar
R Howes Kinetic

I find my HSBC account very user friendly and efficient

5
I had had a long and difficult search for a new business account, but when I finally found HSBC kinetic the process of opening the account was very smooth and easy Reviewed on: 10th March 2022
Anabel Lyth's avatar
Anabel Lyth

HSBC Kinetic Account

5
It was simple and quick procedure to open an account with HSBC and rest you leave it wirh the staff members. Very supportive and helpful throughout. Reviewed on: 10th March 2022
Topman Electrical UK's avatar
Topman Electrical UK

Simple and effective

5
I have been using the Kinetic account since October and I'm very happy with my choice. The App is slick and easy to use with lots of functions, admittedly I don't use them all but its good to know they are available. Also the card and app design look very good in comparison to other banking apps. Reviewed on: 10th March 2022
Alastair McGoldrick's avatar
Alastair McGoldrick

quality and simple

5
High quality standart services, Simply, understandable for everyone.Excellent customer services. Reviewed on: 10th March 2022
Zinaida Matuliene's avatar
Zinaida Matuliene

Best Banking App

5
It's super easy to use. The user interface is intuitive, no need to be searching through a help system. It's reliable, gives me all the information I need at my fingertips in seconds which is precisely what I need to run my business effectively. Reviewed on: 10th March 2022
Christine Mulinder's avatar
Christine Mulinder

The best banking app so far!

5
I've been with HSBC for 8 years and since starting up my kinetic account this year for my new business, I could not ask for a better place to hold my business funds. It helps track my spendings and my income. And gives detailed statements on how well things are going. And always notifies me of any importance. Will be using this account for a very long time :) Reviewed on: 10th March 2022
Jake Edwards's avatar
Jake Edwards

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