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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Excellent customer, was easy to open the account.

5
I Have accounts with other banks, the service is so good and easy to handle, managed to open the account within minutes, cannot compare this to any other bank Reviewed on: 7th March 2023

HSBC Kinetic is easy to use vety user friendly easy to navigste and provided all information, movement and transaction in a chart firm or other ways of presentations.

5
I like using the App it is secure. Xero cannot be attached to it, that is the only missing part. Reviewed on: 7th March 2023

Easy access and use of the all service

5
Easy, protected services online banking is really good service quick and easy to get answers all your questions and get help ans solutions Reviewed on: 7th March 2023

Good user friendly banck

5
Very easy to use with small fees Reviewed on: 7th March 2023

Easy and fast

5
This is what I wanted my business account app to be. Very easy and fast process whether you wanna open online new account or apply for credit cards or overdraft or small loans. Everything is jus few clicks away. Reviewed on: 7th March 2023

Very good banking service for entrepreneurs!

5
HSBC Kinetic is the right banking for entrepreneurs, it offers flexibility, security and dynamism to focus and growing your business. Reviewed on: 7th March 2023

Best online banking

5
Best online banking ,easy to use,user friendly Reviewed on: 7th March 2023

Fast and simple to set up

5
Easier to set up a business account with HSBC than adding another personal account with my existing bank of 27 years Reviewed on: 7th March 2023

Great App and Service by Kinetic

5
I opened by business account with HSBC Kinetic, it was an easy process. The App is great and easy to use for my everyday needs. No complaints or issues so far, happy with the service I currently have and would recommend for any new business that is starting up. Reviewed on: 7th March 2023

Excellent

5
Easy set up & easy to use. Reliable user friendly Reviewed on: 7th March 2023

Review HSBC Kinetic: Business account now

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