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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Excellent app and services

5
I'm happy to use HSBC Kinetic app and services. Reviewed on: 30th March 2022
Robert Incze's avatar
Robert Incze

Overall App Experience

5
Couldn't have been easier to set-up. Feels very secure. Intuitive App interface. So easy to use. Best business banking App I've come across. Reviewed on: 30th March 2022
Sarah's avatar
Sarah

Helpful, reassuring, easy to access

4
I have set up a new business and having been concerned about starting a business account online it has worked well. Queries have been addressed quickly and clearly and the systems are clear. It has been a relief that it has been so smooth. Reviewed on: 30th March 2022
Rhian Williams's avatar
Rhian Williams

Great Business Bank for Boung Businesses

4
Great for small businesses, easy to use app, good oversights on the app and well laid out, only downside is card unavailable so far on Apple Pay and you need to apply using paperwork to access online web banking, the application process is a bit outdated. Otherwise superb, links up to sage etc and comes with benefits such as discounted google workspace. Reviewed on: 30th March 2022
Nathan's avatar
Nathan

Great Self-Employed Small Business Bank Account

5
I previously used an Anna account, but find this App to be much better and looks more professional. A great Self-Employed/Small Business bank account. Reviewed on: 30th March 2022
Rita Edwards's avatar
Rita Edwards

Words cannot describe the service

5
First I have to say I am so happy that I switch my business account on HSBC Kinetic and the app is very friendly to use and does not take too much to time to access. I have introduced this app to some many of my mate's and they all very happy till date. Reviewed on: 30th March 2022
Emmanuel Ihator's avatar
Emmanuel Ihator

Perfect app

5
For a new sole trader like me it just works perfectly and less for me to worry about. Reviewed on: 30th March 2022
Dean Lindsey's avatar
Dean Lindsey

BEST BUSINESS FINANCE PROVIDER

5
BEST BANKING APP AND BEST BUSINESS FINANCE PROVIDER Reviewed on: 30th March 2022
ADRIAN MOYO's avatar
ADRIAN MOYO

Great service

5
I used HSBC kinetic when starting my first business. The process was easy and straight forward. Definitely recommend! Reviewed on: 30th March 2022
Shabaaz's avatar
Shabaaz

Highly recommend

5
The best banking in the world! I’m so excited to join HSBC Kinetic Reviewed on: 30th March 2022
Alexandru Percic's avatar
Alexandru Percic

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