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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Feedback

5
I am very happy with the application se saves me lots of time for my business and I can book more work Reviewed on: 30th March 2022

Great banking

5
It’s great banking and helpful for business in cash flow and quick response Reviewed on: 30th March 2022

Easy and efficient business banking with great products.

5
I have found this business banking account so much eaiser to use compared to others. My money feels save and that’s the main thing when it comes to business banking. Incredible support when needed Reviewed on: 30th March 2022

Good

2
Good but poor interms of edit and amend Reviewed on: 30th March 2022

Good app based account but

4
It’s a nicely designed app and you can undertake majority of banking through the app . However , the app doesn’t sync with major accounting softwares and requires a few further features to beat the rivals . Reviewed on: 30th March 2022

Very secure

5
Quite simple to use and secure too Reviewed on: 30th March 2022

Simple, easy to use, and effective

5
Offers a fantastic service with a very easy to use app, giving me both access and control any time any where. Reviewed on: 30th March 2022

Easy set up

5
Really easy to set up business account and customer service so far has been good Reviewed on: 30th March 2022

Easy st up

5
It was really quick and easy to set up and get use to Reviewed on: 30th March 2022

Good services

5
Good service and good personal and Reviewed on: 30th March 2022

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