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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

I love using

5
it has a lot of advantages, I recommend it to everyone, I opened an account to many of my friends Reviewed on: 30th March 2022

New Business

5
I recently started a new business and decided to go with HSBC Kinetic for my banking. I have been really impressed with the app and also the support. It really does make life easier having an app which works so well and is so easy to use. The process of opening an account was also straight forward and I am very happy with everything so far. Great service for start up businesses! Reviewed on: 30th March 2022

The best

5
Best bank in England very useful app Reviewed on: 30th March 2022

Everyday banking with business banking on kinetic is amazing and easy and very fast to you

5
I will recommend the HSBC KINETIC business bank for every one this is a simple and fast to open account and you can’t start right away to grow you business. Well done HSBC Reviewed on: 30th March 2022

Perfect Business Banking

5
Perfect for all your business needs. Great app, easy to contact. Reviewed on: 30th March 2022

Fantastic handy product

5
A fantastic app which solves all the business needs of a company - easy to setup, transact with, download statements and work around. Reviewed on: 30th March 2022

romina stan

5
i’m really pleased with my kinetic account and especially with the app easy to deal with very good costumer service when calling ! is very easy for me to work with it! and i will definitely recommend it as i already did to all my friends and other business partners! Reviewed on: 30th March 2022

Easy to set up and use

5
The account setup process was easy, and account has been very easy to use. Had a small issue with an internal transfer but was quickly resolved. Reviewed on: 30th March 2022

Excellent app for Business

5
I use the banking app on my phone for one of my companies and it works well. Has very good support online also and would recommend this to any SME. Reviewed on: 30th March 2022

Best buisness bank

5
Always there at the end of a phone call or on Web chat when needed. Always have emails notifying about changes and whats new. Top work Reviewed on: 30th March 2022

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