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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
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2%
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1%
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2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Already recommended to other businesses

5
So quick to set up but doesn’t feel as though I’m compromising security. Helps me keep on top of everything. Really great app and account. Reviewed on: 30th March 2022
Claire Lawrence's avatar
Claire Lawrence

The HSBC Kinetics app is Wonderful

5
The apps of HSBC Kinetics is user-friendly and easy to use. The function of cheque deposit is particularly wonderful and saves your time of visiting the branch for cheque deposit. Reviewed on: 30th March 2022
Kwok Hung Lo's avatar
Kwok Hung Lo

Easy to set up a new account and great app!

5
Best decision made during the setup of a new business. Very quick account setup as compared to other banks. app had its teething issues but I can see improvements every month. the online chat support through the app is excellent. Reviewed on: 30th March 2022
Pushkar Godambe's avatar
Pushkar Godambe

Smart review

5
It’s works very good at all You can do everything on internet banking Reviewed on: 30th March 2022
Brehui Ionut's avatar
Brehui Ionut

Very handy to use and open account

5
I went to branch to open my business account was introduced about kinetic so apply throught app followed the instructions and it was very easy process all done quick. And i am using kinetic app it’s better then what other banking apps i use. Simple easy and quick thanks Reviewed on: 30th March 2022
burgerbase hounslow's avatar
burgerbase hounslow

A seamless way to manage business finances

5
HSBC is super easy to set up and monitor what is happening. The design and and overall experience is intuitive and I find it straightforward to make and receive payments and access all the information I need to run my English teaching business effectively. I recommend to anyone setting up a a new business. Reviewed on: 30th March 2022
Matt Aydon's avatar
Matt Aydon

So easy!

5
I needed to open a business bank account quickly, and it certainly was! Very straightforward to open and very efficient both setting up and going forwards Reviewed on: 30th March 2022
Amanda Lloyd's avatar
Amanda Lloyd

Great banking app

5
Very easy to use and banking in real time. Payment notice flashes up on the phone screen straight away, as a mobile locksmith this is very convenient for me. Reviewed on: 30th March 2022
Mark's avatar
Mark

Excellent App

5
App is so good, quick Good lay out. The bank has supported us through our growth plans. Reviewed on: 30th March 2022
Sunny Panwar's avatar
Sunny Panwar

Very effective and user friendly.

5
It was really easy to set up the business and its great to use and very easy to download bank statements. Reviewed on: 30th March 2022
Mohammad Arslan's avatar
Mohammad Arslan

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