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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Easy banking

5
Smart way to use and easy banking I like very much Reviewed on: 30th March 2022
PRASHANTH NAGULA's avatar
PRASHANTH NAGULA

Ease of use

5
The app is so easy to use which really helps with my business and how we operate, also the help chat facility is really good, I never have to wait long for an adviser and they are always happy to help. It really easy to do transfers and pay people and they give you lots of extras like credit card, over draft an loans to help you cash flow. Regards Dean Hollisey Reviewed on: 30th March 2022
Dean Hollisey's avatar
Dean Hollisey

Simple, efficient service

5
Precise, simple and efficient service - unlike other banks i had used in the past, where in a simple thing like replacement card takes weeks. Cant ask for more. AAA+ certainly recommend this to others. Reviewed on: 30th March 2022
balu naidu's avatar
balu naidu

Amazing Easy to Use app

5
I can honestly say that HSBC have done a great job coming up with this idea. Straightforward set up and working in no time. The app has all you need. Definitely recommend to anyone Reviewed on: 30th March 2022
Radoslaw Papazow 's avatar
Radoslaw Papazow

Easy to use and super convenient

5
I have used HSBC Kinetic for nearly a year now, and I have not had any problems with paying or receiving funds. The app is very easy to use, and perfect for my business. Reviewed on: 30th March 2022
Graham Evans's avatar
Graham Evans

BRILLIANT & CONVENIENT & COST EFFECTIVE

5
its cost effective, easy to manage & easily understood, very friendly to use, thank you Reviewed on: 30th March 2022
Talib Alshaekhley's avatar
Talib Alshaekhley

Extremely Efficient and User Friendly.

5
I started a new business and tried other high street banks for weeks to open my business account. The process to open business account with HSBC Kinetic was so easy and smoothly done that I managed to open my business account with in a day, yes in a day with all the checks done. Amazing services, amazing Banking! Reviewed on: 30th March 2022
Ali Shah's avatar
Ali Shah

simple easy and on point

5
I started my business with HSBC connect and they were the best business banking choice for my business venture. I started my business in 2021 of the corvid pandemic and the process from start-up communication from HSBC was fantastic and manly speedy for business needs. HSBC connect has bane the backbone of simplicity with my new business venture and operation’s. Reviewed on: 30th March 2022
Fuzzzy Logic's avatar
Fuzzzy Logic

Hsbc back is a very good and the new kinetic bank account is so easy to use.

5
I have back with HSBC for all business for 20 years and always been very pleased with HSBC and i arm still. Reviewed on: 30th March 2022
Brian Davies's avatar
Brian Davies

No fear banking

5
Kinetic is close to perfect for a business like mine. As a writer/director who takes care of his own banking needs - HSBC couldn’t have made things easier for me. Reviewed on: 30th March 2022
Dan C's avatar
Dan C

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