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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Works well

5
Very helpful to have it available on my phone. Responsive support. Reviewed on: 30th March 2022

Good service

5
Best over online banking good service easy service fast opening account online. thanks Reviewed on: 30th March 2022

Amazing

5
Great service .friendly .helpful Reviewed on: 30th March 2022

Good, easy to use

4
This is a good account which I have found easy to use and connects well woth my accounting software Reviewed on: 30th March 2022

Very user friendly and uite a quick response on the customer service

5
Easy to work with and very active involved customers services in the development and support of their customers request or assistance Reviewed on: 30th March 2022

A very satisfied customer

5
I am very happy with the HSBC Kinetic bank business account, the application is very easy to use, a very simple way to chat with bank employees, they answer your question very quickly and are very helpful. In my opinion, this is a bank of the highest level. Reviewed on: 30th March 2022

Its very nice bank services, I love the categorising the app provide

5
I love this account and and app, I got it for my newly small business, loving the features and facilities of App Reviewed on: 30th March 2022

Business Evolution

5
The most innovative app is available for business owners. I am very grateful to have my first ever company registered with HSBC Kinetic. Thank you for your genuine support to the brand. Thank you so much for playing a pivotal role in our growth. Reviewed on: 30th March 2022

Good services

4
Good bank and good business account services Reviewed on: 30th March 2022

Easy to reach application

5
It is very easy to reach, open the app and do transactions easily. Reviewed on: 30th March 2022

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