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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Awesome

5
Very good staffs who attend to you from time and to time Reviewed on: 30th March 2022

Excellent service

5
Been very helpful from the start the online platform is very easy to navigate. Reviewed on: 30th March 2022

Easy banking

5
From application to everyday use I have found HSBC Kinetic to be simple to navigate and easy to use. Giving me more time to focus on my business. Reviewed on: 30th March 2022

HSBC kinetic Very good

5
I am so happy to opening business account with HSBC kinetic very quick responses Reviewed on: 30th March 2022

Brilliant services and best communication

5
It was so easy to get in touch with them and online website is very clear you won’t miss anything Reviewed on: 30th March 2022

FANTASTIC APP

5
QUICK AND VERY EASY TO USE. AMAZING APP HOW BUSINESSES CAN EASY ACCESS 24/7. SECURED AND TRUSTY APP Reviewed on: 30th March 2022

Simplicity

5
The app is so simple to use, I had a slight issue with connecting it to Sage Accounting but this was sorted almost instantly with a really helpful team. I’d strongly recommend getting an account. Reviewed on: 30th March 2022

This is the best business bank account I've had to be honest would definitely recommend this bank!!

5
Great bank never had a problem always some there on the phone when needed!! Reviewed on: 30th March 2022

Quick, secure, immediate!

5
Brilliant business banking that was managed to be setup on my mobile within 24 hours of the company being formed! Reviewed on: 30th March 2022

brilliant and secure

5
this app is great, i know my money is secure in this account and i can easily access any time wirh face ID! Reviewed on: 30th March 2022

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