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HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

Business bank

5
Very good bank excellent services Reviewed on: 25th March 2022
Abaid 's avatar
Abaid

Simple customer journey

5
Easy to use, with no friction points overall extremely informative process. Thank you Reviewed on: 25th March 2022
Cherrelle88's avatar
Cherrelle88

Best in class account services and app

5
It's an excellent app and the business account is the best in class. Reviewed on: 25th March 2022
Rajesh Sureddi's avatar
Rajesh Sureddi

Helpful

4
Kinetic is easy to set up, and costs are listed straightforwardly Reviewed on: 25th March 2022
jbar's avatar
jbar

Quick and easy to handle

5
Very easy to open and I already started to do the transactions very comfortably. Reviewed on: 25th March 2022
AA Tuition's avatar
AA Tuition

Brilliant

5
HSBC Kinetic is just a pleasure to use its so simple, easy and so user friendly if you have any problems just message them and they always get back to you and resolve the problem very quickly will recommend to everyone to use absolutely brilliant . Reviewed on: 25th March 2022
Christopher buckley 's avatar
Christopher buckley

Good so far!

4
Opening process could be quicker but no complaints so far! Reviewed on: 25th March 2022
Alex Wilson's avatar
Alex Wilson

Best App and quick set up

5
By far the best business bank i've been with. it didnt take long to set up the bank account at all. less than 24 hours i think compared someone accounts that take weeks. app is really easy to use. 10 out of 10 from me. Reviewed on: 25th March 2022
Mathew Doncaster's avatar
Mathew Doncaster

Easy and straightforward

5
Easy and straightforward process to open a bank account. Good range of services and products offered. Reviewed on: 25th March 2022
LPontes's avatar
LPontes

Very easy and quick process

5
The app and functionalities of the bank account are very apt for start ups is very good. Reviewed on: 25th March 2022
Lourielee Garcia's avatar
Lourielee Garcia

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