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HSBC: Online Bonus Saver reviews

4.30
Based on 14 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
14%
See only 3 star reviews
7%
See only 2 star reviews
7%
See only 1 star reviews
7%

Latest highest rating:

4

Easy and good return account Very easy to open, save, move money., it's very flexible and offers competitive interest rates. Reviewed on: 22nd January 2026
Yaz L's avatar
Yaz L

Latest lowest rating:

1

Watch out for interest rate conditions I have been an HSBC customer for over 20 years. I find HSBC ISA rates are always very low compared to market. Online bonus saver looks good on paper, ... Read more Reviewed on: 5th June 2024
Deniz K's avatar
Deniz K

About this product

HSBC savings reviews can help you to find out more about life at HSBC. How easy is it to contact HSBC? And how friendly are they? Our HSBC savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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HSBC Online Bonus Saver reviews (14)

Current account fine

3
Huge rate drop on withdrawal…….. Reviewed on: 20th February 2023

Online bonus saver!

5
The online bonus saver was very simple to set up within the HSBC app, and was available for me to deposit funds instantly. Reviewed on: 1st February 2023

Interest rate may reduce with no withdrawals

2
I opened the HSBC online bonus saver after hearing about it through Martin Lewis. The advertising on the day I opened mine on the HSBC website confirmed that you could earn up to 3% but it also did mention that it's a variable interest rate. I have had my account for about a week and just got a notification of my account benefits by email. I noticed the email states bonus interest up to 1.25% aer instead of 3%. So I can see that they've taken advantage of the publicity but never intended to offer 3% +which is above market) as a maximum. Very disappointed. I may just save with a competitor who will keep their word. Reviewed on: 15th November 2022

Saving made easy

5
My HSBC Online bonus saver makes saving for a rainy day easy, moving my money to and from the account is as easy as drag and drop, and i'm given clear information about interest rates and applicable bonus rates. Reviewed on: 4th December 2018

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