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HEY Credit Union: Loans reviews

4.98
Based on 562 reviews, last reviewed 25th Jul 2025
215% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Brilliant and helpful very understand and always there Brilliant and helpful very understand and always there Reviewed on: 25th July 2025
Claire W's avatar
Claire W

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

HEY Credit Union offer loans for different purposes including home improvements, car purchases and school uniforms.

With a HEY Credit Union personal loan, you can borrow up to £20,000, repaid over terms up to ten years. Interest is only charged on the reducing balance and there are no penalty fees to pay off your loan early.

HEY Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used HEY Credit Union before, you can also leave a review and share your experience.

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HEY Credit Union Loans reviews (562)

Excellent support for the community

5
It is good to have the support of a community. Very friendly service provided. Be it email or phone the staff are quick to respond and supportive. Lot of options to save and grow your finances. Also, many options available for support just when you need it. Feels like you are a part of a community and you are contributing to mutual growth. Reviewed on: 23rd June 2021

Affordable

5
Excellent affordable loans. The staff are very helpful and friendly. Reviewed on: 22nd June 2021

Amazing

5
Absolutely love credit union after paying back so many payments you can up a loan and get more, great for emergencies and it’s a easy way to pay back. Would highly recommend Reviewed on: 22nd June 2021

Very happy from start to finnish

5
I was accepted and paid out very quickly with no fuss standing order to pay back it couldn't be easier Reviewed on: 20th June 2021

Amazing.

5
Fast, efficient loans, very helpful staff who look out for your child benefit payment hitting the bank straight away. Amazing service. Reviewed on: 20th June 2021

Amazing service

5
I've been with credit union for many years there loand are great at affordable prices I've have never missed a payment I highly recommend credit unions loans or savings its always been very quick for them to decide and pay out the loan I cannot thank them enough absolutely amazing thanks for your help I will continue to support and take out further loans all staff are very polite and helpful thanks again from nicole Reviewed on: 20th June 2021

Excellent customer service

5
I have been with my local Hull credit union for quite a few years now and the service is amazing,always helpful in the office and at the end of the phone if I have a query ,when applying for a loan it's quick and easy to do ,always lovely staff and the credit awards should definitely be awarded to credit union for there amazing work . Reviewed on: 19th June 2021

Life changing

5
5 years ago I needed to sort out my finances, no banks would touch me to give me the chance I needed. I was a member of the Credit Union but hadn't thought about going through them for a loan. I put in my application for £15,000, fully expecting it to be a no. How wrong was I, my application was reviewed, I provided details and statements for all the debts I had. The application was accepted, which allowed me to pay off all the debts in one go, saving literally thousands of pounds in interest. That loan comes to an end at the start of next year. At the start of this year I was actually able to buy the house I'm living in as the landlord was selling up. That loan all that time ago allowed me to save enough for a deposit and also ensure that my finances were on track for the mortgage company to accept me. None of this would have happened if my loan would have been turned down. Reviewed on: 16th June 2021

Unbeatable loans

5
The best company I know that lends at a great percentage, without unnecessary formalities, very customer-friendly. As the only company, she took me seriously, with forbearance. I am delighted with the service and efficiency of the whole procedure. I wholeheartedly recommend it to everyone!!! Reviewed on: 15th June 2021

Unstintingly kind.

5
I applied for a loan from the HEY Credit Union to relieve some of the financial pressure I was under. The process itself was simple; the deliberation was quick; and the conditions of the loan were extremely fair. More than that, all of the staff were unstintingly kind throughout - and since. Reviewed on: 14th June 2021

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