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Jaja Finance : Credit card reviews

4.72
Based on 2,526 reviews, last reviewed 19th May 2026
215900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Very excellent and impressive and value to money Very excellent and impressive and value to money Reviewed on: 17th April 2026
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Haider

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2526)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

My experience with jaja finance is excellent

5
My experience with jaja finance is excellent Reviewed on: 12th April 2026

Been amazing from the start, couldn't fault

5
Been amazing from the start, couldn't fault Reviewed on: 12th April 2026

A very good credit card to build your credit score

5
A very good credit card to build your credit score Reviewed on: 12th April 2026

Two cards on one account

5
I love the fact that I could get a second card for my wife Reviewed on: 12th April 2026

great app

4
Very good easy to use great app happy with jaja Reviewed on: 12th April 2026

Solid digital credit card with room for improvement

5
Quick and easy application with instant access via the app. The interface is user-friendly for managing spending and payments. Good for building credit with on-time payments. Credit limit was modest and the APR is on the higher side, but no annual fee and straightforward service overall. Happy so far for everyday use. Reviewed on: 12th April 2026

Really easy to use and set up and love

5
Really easy to use and set up and love the app. They offer u cash back and rewards. Reviewed on: 12th April 2026

Very good experience on app.

5
Very good experience on app. App is very helpful and smooth Reviewed on: 12th April 2026

Amazing credit card.

5
Amazing credit card. I’m using Jaja since 1 year still my credit limit is same. Didn’t got any increment in limit Reviewed on: 12th April 2026

Easy and clear app to use and has great offers...

5
Easy and clear app to use and has great offers Reviewed on: 12th April 2026