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Jaja Finance : Credit card reviews

Name: Credit card
Rating: 4.72 (2527 reviews)

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4.72

Based on 2,527 reviews, last reviewed 26th May 2026

215900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026

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About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Get wonderful service My Daily Dose of Spending

Get wonderful service My Daily Dose of Spending Reviewed on: 10th April 2026

So far enjoying jaja.

So far enjoying jaja.The Jaja credit card is simple and easy to use, with a clean app that makes tracking spending and managing payments straightforward. It has no annual fee and works well for basic everyday use or building credit. Reviewed on: 10th April 2026

A Great First Credit Experience in the UK with JAJA

I moved to the UK in January 2025, and JAJA was the first company to offer me a credit card. As someone new to the country with a limited credit history, this support made a big difference for me. Recently, I needed to purchase a MacBook but was unable to get finance elsewhere due to my low credit score. JAJA provided me with a flexible finance option at an affordable APR, which helped me make the purchase without difficulty. I’m very pleased with my experience and would highly recommend JAJA to anyone looking for a reliable and supportive credit provider, especially those who are new to the UK. Reviewed on: 10th April 2026

Straightforward to Get

Getting the card was hassle free. There are no perks like interest free periods like some other cards though. Reviewed on: 10th April 2026

Very good

Excellent and very helpful for regular day Reviewed on: 10th April 2026

Good credit card but to increase limit take longer t...

Good credit card but to increase limit take longer than other credit cards Reviewed on: 10th April 2026

Google best credit card

best credit card,very easy approval and so quick. Reviewed on: 10th April 2026

I was struggling to pay bills ,in that situation...

I was struggling to pay bills ,in that situation ,jaja increased my credit limit which helped me , Reviewed on: 10th April 2026

Great service.

Great service. Smooth application process, clear terms, and reliable service. The card works flawlessly, and customer support is quick and helpful. Highly recommended! Reviewed on: 10th April 2026

Great experience with jaja, good starting limit, gre...

Great experience with jaja, good starting limit, great support, excellent exchange rates. The 3 most important things you need Reviewed on: 10th April 2026

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