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Jaja Finance : Credit card reviews

Name: Credit card
Rating: 4.72 (2527 reviews)

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4.72

Based on 2,527 reviews, last reviewed 26th May 2026

215900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Avoid any card underwritten by jaja Used the Asda card for a couple of years. Recently bought a dog carrier on a fake Lidl website. Nothing happened until the next day when my asda app t... Read more Reviewed on: 26th May 2026

Read all reviews See your review

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2527)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Increases credit limit, then increases interest rate

Increases credit limit, then increases interest rate Reviewed on: 10th April 2026

My experience with jaja is going very well.

My experience with jaja is going very well. Reviewed on: 9th April 2026

Great customer service, very helpful and polite

Great customer service, very helpful and polite Reviewed on: 9th April 2026

All good

App is easy to use. Payments are quick. Easy to talk to someone when needed. Reviewed on: 9th April 2026

Very good.

Very good. Flexible. It's good to have a safety reserve in case of unexpected expenses. Reviewed on: 9th April 2026

It’s amazing app thank you for giving this account

It’s amazing app thank you for giving this account Reviewed on: 9th April 2026

When i pay full but also it takes direct debit but w...

When i pay full but also it takes direct debit but when i tried to chat on help support its says live agent to talk but its wont happen like i dont get live agent to talk about my problema Reviewed on: 9th April 2026

I have not had any problems with the card since I ha...

I have not had any problems with the card since I have been using it for over a year now. The app is very clear and user friendly. The only downside is I had not been able to have a credit increase since even with a good credit health. Reviewed on: 9th April 2026

Found JaJa has helped me manage my finances a lot be...

Found JaJa has helped me manage my finances a lot better since using this service Reviewed on: 9th April 2026

I started using this credit card as a way to build m...

I started using this credit card as a way to build my credit and it’s honestly made a big difference. I was really impressed when I was offered a £1700 limit which gave me the flexibility to manage my spending while improving my score. The app is incredibly easy to use and it makes it so simple to track everything and stay in control. On top of that having apple pay as a feature makes everyday spending quick and convenient. Overall it’s been an amazing experience and a really helpful tool in boosting my credit. Reviewed on: 9th April 2026

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