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Klarna: Buy Now Pay Later reviews

4.66
Based on 550 reviews, last reviewed 5th May 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a good experience using Klarna’s Pay in 3. I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payme... Read more Reviewed on: 5th May 2026
Phil A's avatar
Phil A

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024
Katherine's avatar
Katherine

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (550)

Easy access to affordable credit for your essential purchases

5
Klarna has been super useful for me, enabling me to split payments on larger purchases, or pay later, has really helped me to manage my finances whilst still getting the things I need to live my best life…from being able to invest in better quality sports shoes & clothing for running, cycling and walking, to affording the prescription glasses I needed urgently, to camping equipment for an impromptu trip away, without feeling like I’m getting in to debt. The useful reminders and flexibility is great. Well done Klarna. Reviewed on: 10th August 2021

Brilliant

5
Absolutely love this, very helpful Reviewed on: 10th August 2021

Handy and easy

5
I only ever use Klarna if I already have the money to be able to pay for the items outright but I use Klarna to help boost my credit rating. It is simple and easy to use and I’ve noticed a difference in my credit score too Reviewed on: 10th August 2021

Excellent experience

5
The 3 month payment is the best can't wait to shop for Christmas Reviewed on: 10th August 2021

Extraordinary

5
No messing around, delivery on time there could possibly be nowhere better than klarna Reviewed on: 10th August 2021

Klarna has made my micro budgeting skills less stressful and the purchases made are made with trust

5
I still would advise any one that is making a delayed structured repayment to make sure you can afford the monthly repayments, if you can, the Klarna is a great way to buy the items you want/need now. Reviewed on: 10th August 2021

The Tranquility Shopping Partner

5
I've always wished I too could own an item.of clothing in vogue but almost always have to wait till it was on sale long after season. But thanks to Klarna, I too can now belong to the First Among Equals club and be counted among trendsetters because of Klarna's flexible instalment payment scheme that helps my budgeting and has enabled me from not breaking the Bank. Reviewed on: 10th August 2021

The Tranquility Shopping Partner!

5
I've always wished I too could own an item.of clothing in vogue but almost always have to wait till it was on sale long after season. But thanks to Klarna, I too can now belong to the First Among Equals club and be trendsetter because of Klarna's flexible instalment payment scheme that helps my budgeting and has enabled me from not breaking the Bank. Reviewed on: 10th August 2021

Something I always wanted to be a thing!

5
So happy to have Klarna. If you need an outfit for an event but you don’t get paid until the end of the month. Well Klarna is here to save the day! It great you get a month to pay back and if you find yourself in financial hardship, Klarna is so helpful and understanding. Best Pay later company with exceptional customer service. I highly recommend. Reviewed on: 10th August 2021

Amazing company

5
Clear values and live chat to help customers. Very understanding agents and loans with customer's best interest in mind. Reviewed on: 10th August 2021

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