Write a review

Newsletter

Go to business site

Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.41 (565 reviews)

View other Klarna products

4.41

Based on 565 reviews, last reviewed 13th Aug 2026

38% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient and adaptable payments I like how you can choose to pay bit by bit for or you can make payments in advance to clear your balance quicker. Reviewed on: 13th August 2026

Latest lowest rating:

1

I liked my earlier dealings with Klarna but ... I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial stat... Read more Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

Review Klarna: Buy Now Pay Later now

Help others make smarter decisions by sharing your own experience.

Write a review

Klarna Buy Now Pay Later reviews (565)

Best buy now pay later service

Klarna makes it so easy to manage payments on buy now pay later or split in 3. You can manage your payments on the app which is so user friendly. They keep you posted on upcoming payments so you never miss or forget it, and best of all it doesn’t affect your credit rating. They have partnered with most major retailers which means you have endless shops to use it in. You can buy without feeling stressed and spread your payments. Their customer service team are super friendly and equipped to help with any problems, even via the online chat support function. I am a regular user and I have recommended to so many of my friends! Reviewed on: 10th August 2021

power tools

fantastic no fuss straight forward easy to use all information of purchase and payments on Klarna site simple and easy Nic Reviewed on: 10th August 2021

Outstanding

Amazing service easy to access love all the services of the company would highly recommend it to families and friends Reviewed on: 10th August 2021

Shopping made affordable

Easy to use and has made purchases simply affordable Reviewed on: 10th August 2021

NO MORE CREDIT / STORE CARD DEBT!

Klarna has allowed my family and I to buy clothes, shoes, groceries etc, without having to pay interest. We had a wonderful Christmas knowing we were not going to be paying interest on a credit card for the next 5 years! Thank you Klarna :) Reviewed on: 10th August 2021

Easy access to affordable credit for your essential purchases

Klarna has been super useful for me, enabling me to split payments on larger purchases, or pay later, has really helped me to manage my finances whilst still getting the things I need to live my best life…from being able to invest in better quality sports shoes & clothing for running, cycling and walking, to affording the prescription glasses I needed urgently, to camping equipment for an impromptu trip away, without feeling like I’m getting in to debt. The useful reminders and flexibility is great. Well done Klarna. Reviewed on: 10th August 2021

Brilliant

Absolutely love this, very helpful Reviewed on: 10th August 2021

Handy and easy

I only ever use Klarna if I already have the money to be able to pay for the items outright but I use Klarna to help boost my credit rating. It is simple and easy to use and I’ve noticed a difference in my credit score too Reviewed on: 10th August 2021

Excellent experience

The 3 month payment is the best can't wait to shop for Christmas Reviewed on: 10th August 2021

Extraordinary

No messing around, delivery on time there could possibly be nowhere better than klarna Reviewed on: 10th August 2021

Do you have a different Klarna product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Argos card
from Argos 4.24 from 64 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from Klarna?

Klarna card
from Klarna 4.02 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub