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Kroo: Current account reviews

4.76
Based on 5,959 reviews, last reviewed 10th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good bank and so easy to use Very good bank and so easy to use Reviewed on: 10th August 2026
Gabriel 's avatar
Gabriel

Latest lowest rating:

2

Account Satisfaction Survey: Not part of the Current Account Switch Service (CASS). In addition, keep encountering multiple account/card freezes for attempting perfectly legitimat... Read more Reviewed on: 18th April 2026
Derrick's avatar
Derrick

About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Review Kroo: Current account now

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Kroo Current account reviews (5959)

The App is clear and easy to use.

5
The App is clear and easy to use. The update service is fantastic Reviewed on: 3rd March 2026

KROO fastic

5
Kroo make my banking concise and to the point, very reliable Reviewed on: 3rd March 2026

Interest Paying Current Account

4
I switched to using Kroo Bank’s current account mainly because of their advertised tracker interest rate (1.10% below the Bank of England base rate), which is rare these days for current accounts and I found this a very appealing offer. The account was easy to set up, and the app interface is clean and straightforward. Everything has worked smoothly so far, and I appreciate the transparency around rates. One area for improvement is the spending insights – they could be more detailed. Compared to Starling Bank, Kroo offers fewer categories and doesn’t allow you to change a transaction category yourself, which would make budgeting much easier. Overall, a promising alternative to traditional banks, especially if you’re looking to earn interest on your current account balance. Hopefully, they continue to innovate and improve their account features over time Reviewed on: 3rd March 2026

Easy and convienent to use making it very easy to ma...

5
Easy and convienent to use making it very easy to manage my finance Reviewed on: 3rd March 2026

Kroo banking is very easy and rewarding.

5
The Kroo app is so easy to use for transfers and balance checks. Interest paid is much higher than the high street banks Reviewed on: 3rd March 2026

Excellent interest rates for current accounts.

5
Excellent interest rates for current accounts. Easy to use. Reviewed on: 3rd March 2026

no problems really customer service was really helpful

5
no problems really customer service was really helpful Reviewed on: 3rd March 2026

Good website.

5
Good website. Monthly interest on balances. Very easy to navigate around. Reviewed on: 3rd March 2026

Excellent service, always happy to provide advice wi...

5
Excellent service, always happy to provide advice without selling me anything!!! Reviewed on: 3rd March 2026

Interest on Current Account

5
It is a real bonus to get interest paid on the balance in a current account. Reviewed on: 3rd March 2026

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