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Kroo: Current account reviews

Name: Current account
Rating: 4.88 (4543 reviews)

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4.88

Based on 4,543 reviews, last reviewed 4th Mar 2026

43100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Kroo Bank APP. Very easy to use APP and interest on current account always useful. Customer service good: even changed the bank’s policy following a complaint of min... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Not Loan approval for me for soooo long Not very helpful to customer. Not Loan approval for me for soooo long Reviewed on: 3rd March 2026

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About this product

With the Kroo current account, you can earn interest on your balance.

Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to open and has no monthly fees even for spending abroad. You can also apply for an overdraft facility.

Kroo current account reviews help you find out what it’s really like to be a customer. If you’ve used Kroo before, you can also leave a review and share your experience.

Kroo Current account reviews (4543)

Review of the Kroo, Current account:

Power to the people

Really love what these guys are doing. Great product, great content, shared purpose and feel good factor. I wish all banks were like this! Reviewed on: 1st March 2024

Good bank for all purposes transfer payment

Good bank for all purposes transfer payment Reviewed on: 3rd March 2026

Very good good

Very good app easy to use they are easy to get through to and are very helpful Reviewed on: 3rd March 2026

I like the interest rate I get on the account.

I like the interest rate I get on the account. Reviewed on: 3rd March 2026

I've held this current account for several years now...

I've held this current account for several years now and it's fantastic. Reviewed on: 3rd March 2026

I would say on the whole its helped me as a second a...

I would say on the whole its helped me as a second account one i can trust where i keep money put aside Reviewed on: 3rd March 2026

Easy to use great communication and decent interest...

Easy to use great communication and decent interest rates Reviewed on: 3rd March 2026

Better pots than Monzo or Starling

I evaluated Monzo, Starling and Kroo, and in the end chose to go with Kroo for three reasons: 1) I wanted an account that had pots, but also wanted to earn interest on my entire balance, not just the amounts held in pots. Both Monzo and Starling only pay interest on amounts held in certain pots, and never on the main balance. Kroo pay interest on the entire amount held across all pots and the main balance. 2) All interest is paid into the main balance (not into each pot separately) which I massively prefer, as it makes calculating pot sizes over time much easier. 3) Kroo's interest rate tracks the BOE rate, whereas Monzo and Starling do not. Reviewed on: 3rd March 2026

Easy to use.

Easy to use. I can take screenshot to forward to payee. Reviewed on: 3rd March 2026

Never had an issue online, or using card abroad.

Never had an issue online, or using card abroad, where I take advantage of the exchange rate. Reviewed on: 3rd March 2026

Great easy to user app and customer service are very...

Great easy to user app and customer service are very helpful Reviewed on: 3rd March 2026

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