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Lendable: Personal loan reviews

Name: Personal loan
Rating: 4.85 (32038 reviews)

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4.85

Based on 32,038 reviews, last reviewed 29th Jun 2026

93% increase in 5 star reviews

in the past 90 days

55% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Landable : it is easy to apply and it offers cheaper... Landable : it is easy to apply and it offers cheaper loan interest rate than another other traditional banks that was just what I needed at the critic... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

Run in to Trouble, Company Dont Care Due to my wife being diagnosed with Cancer twice, I have been forced to reduce hours dramatically at work to care for her. Due to my wife being ill f... Read more Reviewed on: 27th May 2026

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About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

Review Lendable: Personal loan now

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Lendable Personal loan reviews (32038)

Used many times always good and fair and easy to pay...

Used many times always good and fair and easy to pay off in full if you find yourself in a position to do so. Never had any problems and would gladly continue using for many years to come as I have used lendable for probably 5 loans in my life. Reviewed on: 16th April 2026

Was quick and easy Money was in my account the...

Was quick and easy Money was in my account the same day Reviewed on: 16th April 2026

Very straight and money was in account within minute...

Very straight and money was in account within minutes of accepting it Reviewed on: 16th April 2026

Great process

Really easy process with transparent terms Reviewed on: 16th April 2026

Fast Cash, But Read the Fine Print

Lendable is genuinely fast. The application process is simple, fully online, and decisions are often instant. If approved, funds can land in your account the same day. For people dealing with urgent expenses, that speed is not just convenient, it’s a lifeline. They also offer a soft credit check upfront, which means you can see your rate without immediately wrecking your credit score. That’s a rare moment of kindness in the lending world. Another plus is flexibility. You can usually borrow anywhere from around £1,000 up to £25,000, with repayment terms between 1 to 5 years. The interface is clean and easy to understand, which is more than can be said for most financial platforms that look like they were built in 2007 and never updated. The Not-So-Great Parts? Interest rates can be… brutal. While Lendable advertises representative APRs, the actual rate you get depends heavily on your credit profile. If your credit score isn’t strong, expect significantly higher rates. There are also early repayment charges. So if you suddenly become financially responsible and try to pay off your loan early, you might still be charged extra. Not exactly a reward for good behaviour. Another thing worth noting is that while approval is quick, it’s not guaranteed. And if you’re juggling multiple debts already, adding a Lendable loan into the mix can quietly make things worse rather than better. Lendable makes the most sense if: - You need money quickly - You have a decent credit score (to avoid high interest rates) - You understand exactly what you’re signing up for Lendable is efficient, modern, and convenient. It does exactly what it promises, which is refreshing in finance. But it’s still a loan, not a gift from the universe. The speed and simplicity can make it dangerously easy to borrow without fully thinking it through. Used wisely, it’s a solid option. Used impulsively, it can become just another expensive problem to manage. So yes, Lendable can help you out of a tight spot. Just make sure you’re not accidentally digging a deeper hole while climbing out of one. Reviewed on: 16th April 2026

Reply from Lendable Dear Belle, Thank you for providing such a comprehensive and balanced review of your experience. We are pleased to hear that our speed, clean interface, and soft credit check process served as a "lifeline" during your time of need. Regarding your comments on interest rates and early repayment, Lendable utilizes a risk-based pricing model. This means APRs are personalized based on an individual’s unique credit profile and affordability assessment. This allows us to offer credit to a wider range of people, though rates will vary depending on risk. Regarding early settlements, our policy follows standard regulatory frameworks; while we do not charge "penalties" for paying early, a settlement figure will include the remaining principal and a small amount of interest to cover the notice period, which often still results in a significant saving compared to letting the loan run its full term. We also appreciate your insight into responsible borrowing. Every application undergoes a fresh assessment of current affordability to ensure we are lending sustainably. We aim for full transparency by ensuring all costs, terms, and the total amount payable are clearly displayed upfront so our customers can avoid "fine print" surprises and make the best decision for their financial health. For your security and privacy, we cannot discuss the specific details of your interest rate, your settlement calculations, or your account on this public forum. We value your feedback as it helps us refine how we communicate these terms to our community. If you have any specific questions about your agreement or your repayment options, please reach out to our team at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026

Excellent service

Excellent service all way through the process.reqular notifications about payments and statement.would highly recommend. Reviewed on: 16th April 2026

Trusted accessible lender -what they say they do!

Accessible app for keeping track of payments and lender done on a case by case basis which gives you more option to build a trusted relationship - a smooth process with loan and agreement clear, with no jargon providing a clear explanation - very happy with service loan and credit card. Reviewed on: 16th April 2026

Wonderful people.

Wonderful people. Helping me when I need it the most. Interest is not that high Reviewed on: 16th April 2026

Using twice, money in straight away, and botnhuge in...

Using twice, money in straight away, and botnhuge interest rate Reviewed on: 16th April 2026

Good customer service, friendly team

Good customer service, friendly team Reviewed on: 16th April 2026

Review Lendable: Personal loan now

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View resource hub

Lendable: Personal loan reviews

93% increase in 5 star reviews

55% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Lendable: Personal loan now

Lendable Personal loan reviews (32038)

Used many times always good and fair and easy to pay...

Was quick and easy Money was in my account the...

Very straight and money was in account within minute...

Great process

Fast Cash, But Read the Fine Print

Excellent service

Trusted accessible lender -what they say they do!

Wonderful people.

Using twice, money in straight away, and botnhuge in...

Good customer service, friendly team

Review Lendable: Personal loan now

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