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Lending Stream: Short-term loan reviews

Name: Short-term loan
Rating: 4.89 (2495 reviews)

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4.93

Based on 2,495 reviews, last reviewed 6th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025

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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

Lending Stream Short-term loan reviews (2495)

Review of the Lending Stream, Short-term loan:

Awful Customer Service & Complaints Department

Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of. Reviewed on: 3rd March 2022

I always have the best experience with lending strea...

I always have the best experience with lending stream they are the best and very helpful company Reviewed on: 3rd July 2025

Fast and flexible loans , low monthly instalments

Fast and flexible loans , low monthly instalments Reviewed on: 3rd July 2025

Good good good good good good good

Good good good good good good good good Reviewed on: 3rd July 2025

They are very efficient, have customer care and resp...

They are very efficient, have customer care and respond instantly to customers inquiries Reviewed on: 3rd July 2025

Really easy and user friendly.

Really easy and user friendly. Customer Portal has a great layout. Reviewed on: 3rd July 2025

You can always lean and count on them....

It has been an amazing..it really helps to know there is a service like this, where you are not judged for your situation..where only the necessary information are asked. Its quick and easy all through.. just to know that they are there and you can always count on them is a blessing and privilege. Reviewed on: 3rd July 2025

Hassle free loan, quick transfer.

Hassle free loan, quick transfer. Reasonable if you pay back quicker than loan term Reviewed on: 3rd July 2025

Easy step by step guidance, payback is flexible, nic...

Easy step by step guidance, payback is flexible, nicely detailed and a very quick response to the end process. Reviewed on: 3rd July 2025

This loan was so easy to set up nothing simpler, qui...

This loan was so easy to set up nothing simpler, quick and easy, I have had a few loans now and communication is really good tells you when your loan is dues Reviewed on: 3rd July 2025

I have been using lending stream for a while now and...

I have been using lending stream for a while now and it’s honestly a great loan app in times of need. Reviewed on: 3rd July 2025

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