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Lending Stream: Short-term loan reviews

Name: Short-term loan
Rating: 4.89 (2495 reviews)

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4.93

Based on 2,495 reviews, last reviewed 6th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025

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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

Lending Stream Short-term loan reviews (2495)

Review of the Lending Stream, Short-term loan:

Awful Customer Service & Complaints Department

Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of. Reviewed on: 3rd March 2022

Great company

Been aproved long time ago for a loan even when i had bad credit score and helped me in very bad times when i most needed. Very great company, fast application and money in your bank within 15min. Great company and overall very satisfied customer. Reviewed on: 3rd July 2025

My experience was good.

My experience was good.It was easy to get a short term loam Reviewed on: 3rd July 2025

this loan company is fast and helpful

this loan company is fast and helpful Reviewed on: 3rd July 2025

Very helpful and easy to use and to understand

Very helpful and easy to use and to understand Reviewed on: 3rd July 2025

Excellent, had no issues.

Excellent, had no issues. Very transparent from start to finish Reviewed on: 3rd July 2025

When you need money fast it's a brilliant lifeline a...

When you need money fast it's a brilliant lifeline and can repay early saving cash Reviewed on: 3rd July 2025

Its quick and easy to do just the amount you have to...

Its quick and easy to do just the amount you have to pay back is quite high but that could be due to my credit score other then that its all good Reviewed on: 3rd July 2025

Loan done in minutes and payed to to bank...

Loan done in minutes and payed to to bank inside joir Reviewed on: 3rd July 2025

They were there when I needed them

They were there when I needed them.. when others weren’t Reviewed on: 3rd July 2025

Quick and easy

Was straightforward and easy and didn’t need lot of information. Reviewed on: 3rd July 2025

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