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Lloyds Bank: Cash ISA reviews

4.40
Based on 75 reviews, last reviewed 15th Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
31%
See only 3 star reviews
9%
See only 2 star reviews
5%
See only 1 star reviews
1%

Latest highest rating:

4

Higher Interest Rate! I was able to save quite a lot until the Interest Rate Dropped quite Significantly. Then had to find another Account with a good Interest Rate and it... Read more Reviewed on: 15th June 2026
Jeanette Toctan's avatar
Jeanette Toctan

Latest lowest rating:

1

Failed Customer Service Complete failure of Customer Service and impossible to speak with the relevant team Reviewed on: 25th March 2024
Janine's avatar
Janine

About this product

A Lloyds Bank cash ISA can be opened from as little as £1, depending on which one you choose.

Lloyds Bank offer one or two year fixed rate cash ISAs, Club Lloyds Advantage ISA Saver, the Cash ISA saver and the Instant Cash ISA. You can track your Lloyds ISA progress using internet banking or via the mobile banking app.

Lloyds cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Cash ISA reviews (75)

Really easy to set up and use - but low interest rate!

3
I already had a current account with lloyds so setting up a cash isa was very easy, and it is easy to transfer money to and from the account online ... however the interest rate after the first year is so low, I will be looking for another ISA instead. Reviewed on: 22nd August 2015

Really a 4* product?

2
I really can't believe how the Lloyds bank ISA is rated 4*. The interest rate it provides is getting beyond a joke. I don't have much savings but at this rate inflation is swallowing it all up. I think the ISA should offer access to rewards as a way of compensating for the poor interest rates. Reviewed on: 8th June 2015

easy to set up and you can transfer in a few clicks

5
I opened a cash isa for my son and i was hesitant at first because i thought it would've take a while to set up but it was done in about 5 minutes Reviewed on: 24th April 2015

IT HAS BEEN A VERY GOOD ACCOUNT

4
THE ACCOUNT IS EASILY ACCESSIBLE ON LINE AND HAS A USEFUL INDICATOR OF THE REMAINING ALLOWANCE. TRANSFERS CAN BE MADE ON LINE TO & FROM THE ACCOUNT AND THE INDICATOR OF THE REMAINING ALLOWANCE UPDATES IMMEDIATELY Reviewed on: 10th April 2015

Tax free and efficient way to save

3
Useful product - topped up to the max each year! Useful to have all my accounts in one place Reviewed on: 15th October 2014

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