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London Capital Credit Union: Loans reviews

4.90
Based on 229 reviews, last reviewed 6th May 2026
13500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026
Anamaria Laura Bucin's avatar
Anamaria Laura Bucin

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

Very happy with their Services

4
Capital Credit Union is always there for me when I need help Reviewed on: 28th April 2026

Always very polite & friendly staff.

5
Always very polite & friendly staff. Always ready to help or explain.I love that I can borrow & save at the same time Reviewed on: 28th April 2026

My experience was smooth and excellent customer serv...

5
My experience was smooth and excellent customer service. Compassionate with my situation and willing to support me. I was really happy to be helped by LCCU. Reviewed on: 28th April 2026

I received fantastic customer care when needing to c...

5
I received fantastic customer care when needing to call. Very easy steps into getting credit union. I would highly recommend to anyone Reviewed on: 28th April 2026

It's fast and easy to complete.

5
It's fast and easy to complete. You get a answer same day. I would definitely recommend them Reviewed on: 28th April 2026

Other credit Union member they are really excellent

5
My my experience other London credit Union member they are very good and excellent in what they do when you reach out to them they are there for you to support you. I can recommend anyone to credit union Reviewed on: 28th April 2026

Very Good Experience with the procedure and the comm...

5
Very Good Experience with the procedure and the communication. Reviewed on: 28th April 2026

Good way to get a loan and save at same time, althou...

4
Good way to get a loan and save at same time, although took some time. Reviewed on: 28th April 2026

Excellent,quick and very explanatory and clear in re...

5
Excellent,quick and very explanatory and clear in regards to my loan terms and agreement. If that isnt enough I also get to save whilst paying back my loan.Great experience with London Capital Credit and would definitely recommend to anyone slightly anxious or hesitant about getting a loan! Reviewed on: 28th April 2026

A life saver, they're approachable, reachable and f...

5
A life saver, they're approachable, reachable and flexible where assessment is based on individual circumstances not on computer based score. Reviewed on: 28th April 2026

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