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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Loans always available when needed.

Loans always available when needed. Everything is explained clearly and the team are always reachable if needed with an enquiry Reviewed on: 29th June 2026

Quick application, easy to use, turnaround time for...

Quick application, easy to use, turnaround time for receiving the loan was quick, website and app very easy to use Reviewed on: 29th June 2026

Been very positive on loans and correspondence and q...

Been very positive on loans and correspondence and questions answer spontaneously Reviewed on: 29th June 2026

Most of the staff do no try thier best to solve prob...

Most of the staff do no try thier best to solve problems and issue and can also be rude with words. Reviewed on: 29th June 2026

straightforward and convenientregarding loans and wi...

straightforward and convenientregarding loans and withdrawal of savings Reviewed on: 29th June 2026

Such an easy process and amazing quick responses, I...

Such an easy process and amazing quick responses, I was able to get my loan plus a top up one a few months later when I was really struggling and the whole process was so quick and I don’t have to worry about missing a payment as it’s my child benefit, I also like that they take a little extra and put it in a saving account so when I do need the extra £10-£20 it’s there and I’m not panicking Reviewed on: 29th June 2026

LCCU loans was very helpful for me it helps me a lot...

LCCU loans was very helpful for me it helps me a lot and the service was quick as well Reviewed on: 29th June 2026

LCCU - ethical and considerate...

LCCU have carefully considered the ethical and individual circumstance of my loan. It’s like LCCU putting themselves in my shoes and were able to give advices that are future proof to get out of debt. I highly recommend and the process is simple and straightforward. Reviewed on: 29th June 2026

Always amazing, fast, reliable.

Always amazing, fast, reliable. Best rates. Couldn’t be happier. Any time I’ve had to contact them I’ve always been happy with the customer service, they’re always helpful and friendly. Honestly the best credit union! Reviewed on: 29th June 2026

I have been helped greatly when in need London credi...

I have been helped greatly when in need London credit union. Reviewed on: 29th June 2026

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