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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Very insightful and good communication skills

Very insightful and good communication skills Reviewed on: 29th June 2026

They make the loan and payment plan affordable for m...

They make the loan and payment plan affordable for me aswell as saving a small amount each time too Reviewed on: 29th June 2026

Always there to help me and support me when I need t...

Always there to help me and support me when I need they always find solutions to help me out to get loans Reviewed on: 29th June 2026

It was very easy and straight forward.

It was very easy and straight forward. It was a huge help at a time I needed it. Any help I needed I received straight away. I like the fact we payback through CB that’s helpful Reviewed on: 28th June 2026

I was able to get a good offer on a loan with better...

I was able to get a good offer on a loan with better rates. Reviewed on: 28th June 2026

Exactly service so straight forward always recommend

Exactly service so straight forward Reviewed on: 28th June 2026

Quick & easy process, great way to pay back and save!

Quick & easy process, great way to pay back and save! Reviewed on: 28th June 2026

I loved how they forced me to save

I loved how relatively easy it was to set up my account and request a loan and I loved how it forced me to start saving, and now I have a new saving account set aside for me as well! Reviewed on: 28th June 2026

The APR on the loan is very high compared to other p...

The APR on the loan is very high compared to other providers Reviewed on: 28th June 2026

Easy application, great considerations

Applying for a loan was easy because it could be done online on the app. The verification process was straightforward and the decision did not take more than a few days. What I particularly like is the at they consider your whole financial circumstance and make sure you are saving as part of paying your loan off which is very forward thinking m. Reviewed on: 28th June 2026

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