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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.9 (229 reviews)

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4.90

Based on 229 reviews, last reviewed 6th May 2026

13500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

I had a very smooth assessment.

I had a very smooth assessment. It my lack of IT experience, i still got staff being very patient and supportive Reviewed on: 17th June 2025

Fast review of loan application.

Fast review of loan application. Given a loan based on affordability. Will not be in long term debt from the loan provided. Excellent customer service Reviewed on: 17th June 2025

The loan rate is too high.

The loan rate is too high. The rate that was given to me was far higher than what was advertised Reviewed on: 17th June 2025

Excellent company , great team everything straight

Excellent company, very quick response fast on answering , Reviewed on: 17th June 2025

Good service, meet my expectations, easy approachable

Good service, meet my expectations, easy approachable Reviewed on: 17th June 2025

They are very accommodating and very kind and patien...

They are very accommodating and very kind and patient in answering all my inquiries. Reviewed on: 17th June 2025

Very fast service, cannot fault any of the process

Very fast service, cannot fault any of the process Reviewed on: 17th June 2025

Very good and helpful customer service

Very good and helpful customer service Reviewed on: 17th June 2025

I have been through domestic violence and have now b...

I have been through domestic violence and have now been awarded a safe property for me and my children which has come at an unexpected time and I was not prepared but by the grace of God I was awarded a loan which has enabled me to prepare to move to my safe space Reviewed on: 17th June 2025

My experience has been excellent, the customer servi...

My experience has been excellent, the customer service is on point and the loans are very good value for money..The loan process is also quite easy by too complicated. Reviewed on: 9th June 2025

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