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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.9 (229 reviews)

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4.90

Based on 229 reviews, last reviewed 6th May 2026

13500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

2 star

Latest highest rating:

5

Reliable and easy to use service, very clear Reliable and easy to use service, very clear Reviewed on: 6th May 2026

Latest lowest rating:

1

Long time to make a formal decision Long time to make a formal decision Reviewed on: 2nd July 2025

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (229)

Helpful loan application process

The application process is easy and was very helpful when in need of quick funds. Reviewed on: 9th June 2025

Loan was accepted & provided in good time

Loan was accepted & provided in good time Reviewed on: 9th June 2025

Every single time they have helped when i needed help!

Every single time they have helped when i needed help! hands down the best loan company i have used. I don’t even use many because i love credit union that much lol….. also Ive never been able to save this much in my savings before. Bad to say but because of credit union. I was able to do so! Reviewed on: 9th June 2025

It a great service and easy to apply for loan becaus...

It a great service and easy to apply for loan because it can be done online Reviewed on: 9th June 2025

Absolutely amazing team.

Absolutely amazing team. even though my credit score is little to nothing they still let me have a loan. It has supported me massively by being able to run my business more efficiently by buying a car. Very grateful for London capital Reviewed on: 9th June 2025

Very easy and reliable.

Very easy and reliable. Polite customer service who are always there to help and willing to answer questions Reviewed on: 9th June 2025

Always Approved even with an outstanding loan quick...

Always Approved even with an outstanding loan quick and reliable Reviewed on: 9th June 2025

A loan that tricks you into being sensible-Genius

“A loan that tricks you into being sensible — genius.” Got mine through the credit union I already save with. Low interest, easy process, and it makes you save while you repay. Comes out of my wages before I can spend it on takeaway or impulse buys. Honestly, it’s the smartest I’ve felt in years. Reviewed on: 1st June 2025

Always so helpful and excellent with helping with lo...

Always so helpful and excellent with helping with loan sc and savings Reviewed on: 30th May 2025

Helpful, informative, and timely.

Helpful, informative, and timely. Reviewed on: 30th May 2025

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