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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

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London Capital Credit Union Loans reviews (927)

Borrow, save, stress less

I have never been able to borrow or save. Credit Union offered both and paying back was affordable, manageable and stress free. Reviewed on: 27th June 2026

Great service, very helpful, understanding and frien...

Great service, very helpful, understanding and friendly Reviewed on: 27th June 2026

Simple process.

Simple process. Fast decision when no one else would help. Offered me a loan even though my local authority payrol were not on the list. Reviewed on: 26th June 2026

Straight forward service.

Straight forward service. Customer service very helpful and they managed to answer my enquiry each time I called Reviewed on: 26th June 2026

improving services

I appreciate the service upgrades scuh as being able to access account from a mobile app Reviewed on: 26th June 2026

Easy to access.

Easy to access. The application process is not complicated. Reviewed on: 26th June 2026

I have been with London Capital Credit Union for a n...

I have been with London Capital Credit Union for a number of years now and I found their system very satisfactory; get a loan and save up at the same time. Reviewed on: 26th June 2026

Courteous treatment with prompt service

Courteous treatment with prompt service Reviewed on: 26th June 2026

I have been happy with my experience and also with t...

I have been happy with my experience and also with the low APR. I have had loans from other services before and London Capital Credit Union: Loans is definitely the lowest. Reviewed on: 26th June 2026

Not just Loans but savings too.

Not just Loans but savings too. London Capital Credit Union are always on hand to support you through your finances. Have been using them for almost 10 years now. I highly recommend. Reviewed on: 26th June 2026

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London Capital Credit Union: Loans reviews

75000% increase in 5 star reviews

800% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review London Capital Credit Union: Loans now

London Capital Credit Union Loans reviews (927)

Borrow, save, stress less

Great service, very helpful, understanding and frien...

Simple process.

Straight forward service.

improving services

Easy to access.

I have been with London Capital Credit Union for a n...

Courteous treatment with prompt service

I have been happy with my experience and also with t...

Not just Loans but savings too.

Review London Capital Credit Union: Loans now

Join Smart Money People

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