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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.8 (624 reviews)

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4.80

Based on 624 reviews, last reviewed 20th Jun 2026

48700% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good customer service and delivery Good customer service and delivery Reviewed on: 20th June 2026

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (624)

Customer service is spot on and they help out a lot.

Customer service is spot on and they help out a lot. Reviewed on: 8th June 2026

I have had a very positive experience with this cred...

I have had a very positive experience with this credit union. The staff are always friendly, professional, and willing to help with any questions or concerns. The application process was straightforward, and everything was explained clearly. I appreciate the fair rates, excellent customer service, and the genuine care shown to members. It feels like they truly have their customers' best interests at heart. I would highly recommend this credit union to anyone looking for a trustworthy and supportive financial institution. Reviewed on: 8th June 2026

The process of getting a loan as a member was fast a...

The process of getting a loan as a member was fast and stress free Reviewed on: 8th June 2026

Been with you guys for 10 years I’ve had no...

Been with you guys for 10 years I’ve had no problems Reviewed on: 8th June 2026

Always reliable and helpful and will definitely reco...

Always reliable and helpful and will definitely recommend friends and family. It has helped me a lot whilst in financial crisis Reviewed on: 8th June 2026

Honestly I don’t know what I will have done when I a...

Honestly I don’t know what I will have done when I am in some financial situation, they are very straight forward, and I like the payment arrangement too, honestly the best place to get a loan and I am not worried about miss payments, and I like that they don’t judge if you are on benefits they help everyone as long as you are honest Reviewed on: 8th June 2026

The service is very seamless and direct.

The service is very seamless and direct. The staffs are very helpful also. Reviewed on: 8th June 2026

Been with CU for almost 15 years, they have adored m...

Been with CU for almost 15 years, they have adored me on several occasions with major issues and home projects. Reviewed on: 8th June 2026

A loan the encourage Savings

I had difficulty in savings, I followed the borrowing structure which encourages you to save. After the loan repayment I have been able to make some adjustments and now I have improved my savings habits Reviewed on: 8th June 2026

Great company

Very good very reasonable loans easy to use plus savings aswell Reviewed on: 8th June 2026

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