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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.8 (626 reviews)

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4.80

Based on 626 reviews, last reviewed 20th Jun 2026

48800% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Overally good experience and the service is convenient Overally good experience and the service is convenient Reviewed on: 20th June 2026

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (626)

Seems to be a problem with navigating the website an...

Seems to be a problem with navigating the website and application process. Although I completed the application and uploaded the required documents, I was still receiving emails saying I hadn't. Reviewed on: 8th June 2026

The best finacial service i have use

Clear expectations no hidden costs Reviewed on: 8th June 2026

Great experience with LCCU I've been a member with t...

Great experience with LCCU I've been a member with them for many years now. Easy to apply for a loan and payment is quite quick into your bank account. You can choose how long you can take to repay your loan and how much you can pay. Reviewed on: 8th June 2026

LONDON CAPITAL CREDIT UNION

Mt experience has been amazing and great Reviewed on: 8th June 2026

I've never had a bad experience with London capital...

I've never had a bad experience with London capital credit union, they have always been very helpful and understanding of my situation and try to help me the best they can Reviewed on: 8th June 2026

A satisfied customer

I have been able to apply for my loan and the process was a bit lengthy. I am very pleased with being able to apply and to have your help na dsupport. Reviewed on: 8th June 2026

Everything has been great, from application to funding

Everything has been great, from application to funding Reviewed on: 8th June 2026

You model is not fair on the borrowers

Though, it appears you offer the best model in terms of loans. However, I believe it is the opposite. The interest rate is too high and the loan payment is spread over a long period making me pay so much. I also comments that the amount that was tied up out of the loan payment must automatically use to reduce the interest rate. Reviewed on: 8th June 2026

Excellent customer services at LCCU

I have been with LCCU for over 10 years, I have borrowed from the numerous times without any issue. I have been able to repay my debt and borrow again. They have been very friendly and answer any question I had. I have recommended friends and family before and will continue to do so as LCCU has help me out all the time I present a borrowing application Reviewed on: 8th June 2026

Helpful staff always there to help

Helpful staff always there to help Reviewed on: 8th June 2026

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