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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

The entire process was smooth, efficient, and stress...

The entire process was smooth, efficient, and stress-free. Their communication was outstanding, and they kept me informed every step of the way. I truly appreciated their dedication, responsiveness, and commitment to helping me find the best solution for my financial needs. Reviewed on: 25th June 2026

Excellent and efficient service when processing loan...

Excellent and efficient service when processing loan applications Reviewed on: 24th June 2026

Life saver. Thank you!

I have a bad credit and on a payment plan. I badly needed money to fix our roof and London capital definitely helped me. A small amount has started my family to fix our roof temporarily. Definitely a life saver. Reviewed on: 24th June 2026

I was bereaved, needed help organising my sister’s f...

I was bereaved, needed help organising my sister’s funeral and they gave me the help. I’m forever grateful Reviewed on: 24th June 2026

Excellence

I like everything about London capital credit union Reviewed on: 24th June 2026

Stress free reliable loans and savings.

Stress free reliable loans and savings. Reviewed on: 24th June 2026

Always there for me when I’ve needed them when somet...

Always there for me when I’ve needed them when something goes like white goods etc I know I’ve got a back up and the saving account comes in handy and you don’t miss it as it comes out of your wages each month Reviewed on: 24th June 2026

London capital has been excellent over the years but...

London capital has been excellent over the years but currently its been difficult to get feedback for enquiries on some products eg loan. Reviewed on: 24th June 2026

The team at capital credit union is always very help...

The team at capital credit union is always very helpful and quick to respond to any queries. When having a loan it is very easy to also save alongside payments which is very helpful Reviewed on: 24th June 2026

Easy to open account, friendly staff on phone

Easy to open account, friendly staff on phone Reviewed on: 24th June 2026

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