Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

View other London Capital Credit Union products

4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (927)

Am waiting for months nothing happened

Am waiting for months nothing happened Reviewed on: 25th June 2026

In the past have used loans and still save.

In the past have used loans and still save. Appreciate the support and advice given I would use again if needed a loan but trying to manage finances better. Emails always responded to. Reviewed on: 25th June 2026

Service good bug compare to another slow answer old...

Service good bug compare to another slow answer old paper work Reviewed on: 25th June 2026

As a single mother on a low income, there have been...

As a single mother on a low income, there have been times when life has been incredibly challenging financially. Credit Union has been there for me when I needed help the most. Being able to access affordable loans has taken away so much stress and allowed me to cover essential expenses without worrying about high interest or falling into debt. The support I've received has made a real difference to my life and has helped me provide for my child during difficult times. I've always found the service to be kind, respectful, and understanding, which means so much when you're already under pressure. I'm truly grateful for everything Credit Union has done for me. They don't just offer loans—they offer hope, peace of mind, and support when people need it most. I would wholeheartedly recommend them to anyone looking for a trustworthy and caring financial service. Reviewed on: 25th June 2026

Staff have always been polite and helpful.

Staff have always been polite and helpful. They are very understanding and have always gone above and beyond to help me when I have needed it. Reviewed on: 25th June 2026

My experience so far has been smooth, I’ve had great...

My experience so far has been smooth, I’ve had great friendly communications. The process of loans and savings are very simple. I am very happy I made the decision to go to credit union. Would recommend to everyone I know! Reviewed on: 25th June 2026

Extremely helpful during g time of need.

Extremely helpful during g time of need. Helped me to build up credit and savings Reviewed on: 25th June 2026

Simple and Hassle-Free

The application was quick and easy. The staff were helpful and kept me informed throughout the process. Everything was explained clearly, I would recommend this company to anyone looking for a straightforward loan. Thank you for the excellent service. Reviewed on: 25th June 2026

London Capital Credit Union helped me at a time, oth...

London Capital Credit Union helped me at a time, other Building Societies and Banks wouldn't. The process was clear and straightforward and the staff were transparent and honest. Being able to get a loan at a reasonable rate that I can pay straight from my salary and save a little bit at the same time has been a game changer for me. Reviewed on: 25th June 2026

Credit union has always been there for my family and I.

Credit union has always been there for my family and I. I was first introduced to credit union by my cousin and I have introduced all my other family members and friends to credit union over the years, even if they don't need a loan most of them are now savers with credit union. Reviewed on: 25th June 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Loans
from Plane Saver Credit Union 4.86 from 5456 reviews
Personal loan (discontinued)
from GiffGaff Money (inactive company) 4.21 from 5 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.68 from 1761 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub