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London Capital Credit Union: Loans reviews

4.79
Based on 627 reviews, last reviewed 20th Jun 2026
48900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good experience and I enjoy using London capital. Very good experience and I enjoy using London capital. Reviewed on: 20th June 2026
Ah's avatar
Ah

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026
Tia 's avatar
Tia

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (627)

Easy and helpful, the perfect credit union experienc...

5
Easy and helpful, the perfect credit union experience allowing me to also boost savings Reviewed on: 9th June 2026

I had a very smooth and straightforward form to fill...

5
I had a very smooth and straightforward form to fill out when I was applying for my first loan with a very good interest rate. And I got my second loan without stress after submitting all necessary documents. Reviewed on: 9th June 2026

very good

4
My experience was very good. Their service is very fast Reviewed on: 9th June 2026

Wonderful

5
The experience I had is so good. They understood my situation and helped me to ease off my stress by providing a loan which is the best option Reviewed on: 9th June 2026

They have helped me when I really needed it.

5
They have helped me when I really needed it. They don’t judge and are just there to truly help, also think the money saving options are really good too Reviewed on: 9th June 2026

Make repayments easy!

5
Makes repayments more easy and you can even end with some savings. Reviewed on: 9th June 2026

Excellent and approachable services ...

5
The staff are friendly and takes time to explain questions asked. Reviewed on: 9th June 2026

Ethical, great way to save as part of the loan.

5
Ethical, great way to save as part of the loan. Member focussed and no hidden fees. Reviewed on: 9th June 2026

I am so grateful for all the help received and the f...

5
I am so grateful for all the help received and the facility to apply for loans. Reviewed on: 9th June 2026

Highly recommended loans and saving credit union

5
Needed a loan few months ago. The process was extremely easy, straightforward and very quick. it was also very quick to speak with a customer support advisor to get help without long calling queue. Overall highly recommended and will most definitely keep using in the future. Reviewed on: 9th June 2026

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