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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.80
Based on 621 reviews, last reviewed 20th Jun 2026
48400% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always ready to help, a lot of different places deni... Always ready to help, a lot of different places denied me the loan, even knowing my struggles, and London Capital Credit Union help me. Very thankful. Reviewed on: 20th June 2026
Pedro M's avatar
Pedro M

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026
Tia 's avatar
Tia
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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

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London Capital Credit Union Loans reviews (621)

Best Credit Union

5
London Capital Union has the best staff and the service is excellent. They respond swiftly to your queries either by email, phone conversations or text messages. Reviewed on: 7th June 2026
Cordelia 's avatar
Cordelia

A no brainer

5
Had a loan with LCU through my job, its like you dont realise yiur paying off a loan as the money is not in your pocket then yiu gotta pay it out again. When its finished being paid off its extra bonus in my wages. A no brainer. Reviewed on: 7th June 2026
Bart's avatar
Bart

They get to know and understand your financial situa...

5
They get to know and understand your financial situation and don't just judge on a credit score Reviewed on: 7th June 2026
Lola H's avatar
Lola H

Easy to open an account, excellent customer service...

5
Easy to open an account, excellent customer service I always receive a quick reply to any query. Reviewed on: 7th June 2026
Lisa G's avatar
Lisa G

Prompt response to queries.

5
Prompt response to queries shared information about savings account too Reviewed on: 6th June 2026
Sheek's avatar
Sheek

They are very reliable.

5
They are very reasonable and reliable. Reviewed on: 6th June 2026
Joy E's avatar
Joy E

The best company to save money

5
I use this for long time for saving Reviewed on: 6th June 2026
Zabeen H's avatar
Zabeen H

I like the saving element of the system helps to hav...

5
I like the saving element of the system helps to have a back up pit of money for the future and the loan application is very easy online Reviewed on: 6th June 2026
Leah r's avatar
Leah r

During my struggle time, They are helpful

5
During my struggle time, i need money and i contacted them. Their help has made a relief to my life. They delt with my case well and did not delay Reviewed on: 6th June 2026
Vincent A's avatar
Vincent A

There when you need help

5
I needed money urgently for a funeral. I was worried that my application might not be approved since I still had an outstanding loan. However, my loan was approved and I was able to travel for the funeral. Reviewed on: 6th June 2026
TT's avatar
TT

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