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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Greats service easy to use and setup

5
Greats service easy to use and setup Reviewed on: 21st June 2026

The checks and approval was really fast.

4
The checks and approval was really fast. The email were prompt and they delivered quality service. Reviewed on: 21st June 2026

Good quality support to customers

5
Good quality support to customers Reviewed on: 21st June 2026

CU has offered me loan and the way the helped organi...

5
CU has offered me loan and the way the helped organise the pay back wass so stress free for me..Staffs are friendly and always giving timely supports everytime I call. Reviewed on: 21st June 2026

Gave me a quick and easy experience

5
Gave me a quick and easy experience Reviewed on: 21st June 2026

Updating the Status

1
I tried many times to fill up a loan application but there was a section that you need to prove your status or identity, bit there is no section in the app that you can update your details, so I was having a hard time to prove my status. Reviewed on: 21st June 2026

I have always had very good experiences with the Cre...

5
I have always had very good experiences with the Credit Union. The staff are efficient, professional and helpful. They make you feel valued. My loans have been approved expediously. The fact that you are encouraged to save alongside repayments is fantastic. Reviewed on: 21st June 2026

Excellent customer services, loans team very helpful

5
Excellent customer services, loans team very helpful Reviewed on: 21st June 2026

Nice experience with them.

5
Nice experience with them. Quick reply and the process to get the loan was short . Reviewed on: 20th June 2026

Excellent service they provide, they are supportive...

5
Excellent service they provide, they are supportive very much Reviewed on: 20th June 2026

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