Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.8 (619 reviews)

View other London Capital Credit Union products

4.80

Based on 619 reviews, last reviewed 19th Jun 2026

48200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Functions as it should. Functions as it should. Good online app and information easy to access Reviewed on: 19th June 2026

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (619)

I highly recommend London Credit Union.

I highly recommend London Credit Union. Their loan interest rates are much lower than many other lenders, making their loans excellent value for money. One feature I particularly appreciate is the opportunity to save while repaying the loan. Once my savings exceeded the remaining loan balance, I was given the option to pay off the loan and apply for another one when needed. The direct payment system from my bank makes repayments simple and stress-free. London Credit Union is also a great option for people with poor or limited credit history, as making repayments on time can help build and improve your credit rating. Overall, they offer fair interest rates, flexible borrowing options, and excellent support. I would highly recommend them to anyone looking for an affordable and reliable lender. Reviewed on: 6th June 2026

They were very helpful and gave different options re...

They were very helpful and gave different options regarding loan repayments and saving at the same time, excellent experience. Thank you so much Reviewed on: 6th June 2026

Very supportive

I was in need of a loan due to an unexpected bill. I spoke with London capital credit union and was able to apply straight away. I called regularly for updates on my application and they were always polite and very informative. Reviewed on: 6th June 2026

Can always rely on these guys should a store arise!

Can always rely on these guys should a store arise! Reviewed on: 6th June 2026

With my honest opinion, i can't finish talk of the g...

With my honest opinion, i can't finish talk of the good side that i have been enjoying with london capital credit union since i have join them as a member infact i have been achieve a lots of good things through them, just to mention few out of many, i was able to sponsored my daughters school fees through them at the end she became what she really wish for herself and today i"m a proud mother of a doctor, thank God for that and thanks to london credit union for supported me with loans to pay her school fees. Reviewed on: 6th June 2026

Excellent service delivered with respect and clarity.

Excellent service delivered with respect and clarity. Grateful for the existence of the service Reviewed on: 6th June 2026

Good customer services and prompt and efficient serv...

Good customer services and prompt and efficient services Reviewed on: 6th June 2026

It’s always been very helpful and understand everyon...

It’s always been very helpful and understand everyone needs! Reviewed on: 6th June 2026

Always helpful quick & easy to navigate

Always helpful quick & easy to navigate Reviewed on: 6th June 2026

Always fair great company

Very Fair interest rates super speedy responses from any customer service. Loan applications never take more that a week to process in my case. Great way to help save and you dont really notice the money quickly adds up. Reviewed on: 6th June 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Monzo 4.80 from 130 reviews
Loans
from Sheffield Credit Union 4.88 from 2765 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.69 from 1400 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub