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London Capital Credit Union: Loans reviews

4.80
Based on 619 reviews, last reviewed 19th Jun 2026
48200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Functions as it should. Functions as it should. Good online app and information easy to access Reviewed on: 19th June 2026
Karen C's avatar
Karen C

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026
Tia 's avatar
Tia

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (619)

LCCU have literally been a life saver when you reall...

5
LCCU have literally been a life saver when you really needed help. Very professional and with that human touch! Reviewed on: 6th June 2026

Effective Financial Management

5
Exceptional customer service and great. I now have more financial freedom. Reviewed on: 6th June 2026

I once borrowed a loan it was easy to pay back the i...

4
I once borrowed a loan it was easy to pay back the interest was reasonable Reviewed on: 6th June 2026

Very friendly but professional staff.

5
Very friendly but professional staff. The inline form was straight forward and understandable Reviewed on: 5th June 2026

Very helpful when needed and good support

5
Very helpful when needed and good support Reviewed on: 5th June 2026

Life changing help 5 stars

5
I cannot recommend Credit Union London highly enough. From start to finish, the service I received was professional, friendly, and genuinely supportive. The application process was straightforward, communication was excellent, and I always felt treated with respect and understanding. What stands out most is their commitment to helping people rather than judging them. Any questions I had were answered promptly, and the staff were patient, knowledgeable, and reassuring throughout. In a world where financial organisations can often feel impersonal, Credit Union London provides a service that feels caring, trustworthy, and focused on its members’ wellbeing. I am extremely grateful for their help and would not hesitate to recommend them to anyone looking for ethical, reliable financial support. Thank you to everyone at Credit Union London for your outstanding service Reviewed on: 5th June 2026

Personalised Assessment

5
London Capital Credit Union considered my personal circumstances and in addition put a plan to support me with saving for the future. Reviewed on: 5th June 2026

Helpful, quick service and simple process

5
Helpful, quick service and simple process Reviewed on: 5th June 2026

I have been using them for 10 years.

5
I have been using them for 10 years. Exceptional. Reviewed on: 5th June 2026

No judgement - loan has helped me get ontop of my de...

5
No judgement - loan has helped me get ontop of my debts - a life saver for someone drowning in payday loans with bad credit Reviewed on: 5th June 2026

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