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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Amazing support provide always.

Amazing support provide always. I would recommend this to friends and family. Reviewed on: 19th June 2026

I have been awarded loans in the past and i paid by...

I have been awarded loans in the past and i paid by deduction from my salary. It was very easy with low interest. Reviewed on: 19th June 2026

Quick service

Every time I had a question, you were quick to assist, everything is very quick service Reviewed on: 19th June 2026

Realistic help , they understand that life happens s...

Realistic help , they understand that life happens so are flexible and understanding Reviewed on: 19th June 2026

Fantastic experience!

Fantastic experience! Hopefully they can bring APRs down even lower as it's cooperatively owned. Reviewed on: 19th June 2026

Cost of living crisis!

During this cost of living crisis, the products on offer by Capital Credit Union provide better financial benefits than many other lenders. For this reason, they are my first choice whenever I need to apply for a loan. Reviewed on: 19th June 2026

Very helpful and responsive to members needs.

Very helpful and responsive to members needs. Highly recommend becoming a member. Provide financial support and advocates savings. Reviewed on: 19th June 2026

Stability for me and my family

Being able to get a loan with low interest has been a life saver for me. I disabled land also a carer so im very limited to work. Over the years ive has a couple of life changing every where I needed a large some of money. One being my wedding and second a health condition. With out access to a affordable loanmn I would of experienced continue deterioration health and wouldn't been able to have a decent wedding i can be proud of. My goal now is to save for my mobility car renewal. London capital makes it easier to save and pay of a loan. I know they are there when I need a loan in an emergency and this makes me feel secure Reviewed on: 18th June 2026

Trusted and reliable.

Trusted and reliable. Needed them at the right time and they delivered. Excellent service and Highly recommended Reviewed on: 18th June 2026

Excellent treatment with all my needs.

Excellent treatment with all my needs. Making sure that I’ve had the best option, for the time being. making my life easier, no matter what. Reviewed on: 18th June 2026

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