Paid advertisement
Smart Money People Logo
Newsletter

London Capital Credit Union: Loans reviews

4.80
Based on 601 reviews, last reviewed 19th Jun 2026
46600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful and responsive to members needs. Very helpful and responsive to members needs. Highly recommend becoming a member. Provide financial support and advocates savings. Reviewed on: 19th June 2026
Sharron R's avatar
Sharron R

Latest lowest rating:

1

unhelpful keep refusing my loan application, no prop... unhelpful keep refusing my loan application, no proper paperwork, no statements, account name does not match account details and is a fraud Reviewed on: 18th June 2026
Timur Kim's avatar
Timur Kim

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

London Capital Credit Union Loans reviews (601)

It’s been amazing I couldn’t ask for anything better

5
It’s been amazing I couldn’t ask for anything better Reviewed on: 28th April 2026

Excellent credit union

5
Excellent credit union who has helped me save. Chioma has been amazing ever since I have been with the credit union when they first opened. Reviewed on: 28th April 2026

Straightforward and clear

4
The loan application process was straightforward and clear. I had a pleasant customer service experience; with staff responding to my enquiries promptly. Reviewed on: 28th April 2026

Deal with queries quickly.

5
Deal with queries quickly. Supporting you to save whilst taking a loan. Reviewed on: 28th April 2026

Very helpful staff who are able to troubleshoot logi...

5
Very helpful staff who are able to troubleshoot login issues over the phone in a timely manner Reviewed on: 28th April 2026

Very grateful for the loan, I needed it during a ver...

5
Very grateful for the loan, I needed it during a very hard time and was able to get out of the financial situation Reviewed on: 28th April 2026

They respond quick to loan applications

5
They respond quick to loan applications Reviewed on: 28th April 2026

Been given 2 loans, when I’ve needed it the most to...

5
Been given 2 loans, when I’ve needed it the most to pay off bills. Reviewed on: 28th April 2026

I have being a member of capital credit union for ov...

5
I have being a member of capital credit union for over 5 years. I have received support to access credit and obtain loan, especially when I am in emergency situation. The team are helpful and and the loan rate is not on the roof compare to what is obtainable in the market. If you are a member count yourself to be lucky. Reviewed on: 28th April 2026

Really easy to apply and customer service was amazin...

5
Really easy to apply and customer service was amazing every time. Reviewed on: 28th April 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from London Capital Credit Union?

    View all products