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London Capital Credit Union: Loans reviews

4.80
Based on 602 reviews, last reviewed 19th Jun 2026
46700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Cost of living crisis! During this cost of living crisis, the products on offer by Capital Credit Union provide better financial benefits than many other lenders. For this r... Read more Reviewed on: 19th June 2026
John M's avatar
John M

Latest lowest rating:

1

unhelpful keep refusing my loan application, no prop... unhelpful keep refusing my loan application, no proper paperwork, no statements, account name does not match account details and is a fraud Reviewed on: 18th June 2026
Timur Kim's avatar
Timur Kim

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (602)

London Capital Credit Union helped me big time when...

5
London Capital Credit Union helped me big time when I needed financial help on my emergency concern. Staffs are very accommodating with questions and concerns. Reviewed on: 28th April 2026

LCC provide assurance

5
They are easy to access, approachable and consistent. Their application process was easy and not frustrating. Reviewed on: 28th April 2026

Best service

5
Always helpful polite and accommodating easy to communicate Reviewed on: 28th April 2026

Helpful approachable

5
They are very helpful they listen to you Reviewed on: 28th April 2026

Helped when I needed them the most!

5
Helped when I needed them the most! Would recommend to anyone! Reviewed on: 28th April 2026

Was amazing having to know about London Capital Cred...

5
Was amazing having to know about London Capital Credit Union Reviewed on: 28th April 2026

Excellent service

5
The online application was processed quickly, excellent communication, in my account within days Reviewed on: 28th April 2026

My experience with LCCA is fantastic.

4
My experience with LCCA is fantastic. They are ready to rescue terrible situation of any customer. They charge reasonable interest on loans. Reviewed on: 28th April 2026

applied for a loan and it took a while to waitbfor t...

4
applied for a loan and it took a while to waitbfor the result Reviewed on: 28th April 2026

Exceptional service.

5
Exceptional service. It was swift and efficiently handled, particularly information, advice and guidance provided regarding the loan application and response to all correspondences. It has given me peace of mind and my life back. I am in control again. I am able to manage my finances better now. Reviewed on: 28th April 2026

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