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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

The application was smooth and simple!

The application was smooth and simple, and the team worked diligently to outline what documents were required to support my application. Once I had completed the process I heard back from the team regularly until acceptance, and was paid swiftly following this. Reviewed on: 15th June 2026

Excellent customer service.

Excellent customer service. Always on hand to help and advise Reviewed on: 15th June 2026

Great service

Great service and absolutely amazing customer service Reviewed on: 15th June 2026

Best financial decision in 30 years

I have been a member for 30 years and thanks to this credit union I have been able to save and borrow for some big purchases including cars and holiday of a lifetime. Reviewed on: 15th June 2026

Amazing to save with LCU

I have been able to save and also had a loan when I needed it Reviewed on: 15th June 2026

Affordable and manageable loans.

Affordable and manageable loans. Very responsible lender who carried out relevant affordability checks Reviewed on: 14th June 2026

A satisfied, happy and commited customer

I can always count on the credit union, if I am in need of money. I have had several loans from them over the years and they have never denied me. Even if I don't have sufficient shares to cover my loan, I am guaranteed a loan. I have been saving with this credit union for almost 20 years and I am considered a valued and loyal customer. I have recommended the credit union to several of my friends and they are grateful. Being a loyal and trusted client, I am thankful for the loand which I have received as they havr truly enriched my life. Reviewed on: 14th June 2026

Ver good and Helpful Staff!

Ver good and Helpful Staff! Will def use again! Reviewed on: 14th June 2026

Very efficient and easy, I was really impressed

Very efficient and easy, I was really impressed Reviewed on: 14th June 2026

Excellent service

I have a loan with CU and a savings account. I like the fact that as I am paying my loan off I am also saving into my savings account Reviewed on: 14th June 2026

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