Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.80
Based on 608 reviews, last reviewed 19th Jun 2026
47300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

At your service in time of needs. I got my loan quickly and at tha time I needed it most. Aside from it’s affordability, part of it hoes to my savings…I may not be able to access it ri... Read more Reviewed on: 19th June 2026
MISS SB's avatar
MISS SB

Latest lowest rating:

1

unhelpful keep refusing my loan application, no prop... unhelpful keep refusing my loan application, no proper paperwork, no statements, account name does not match account details and is a fraud Reviewed on: 18th June 2026
Timur Kim's avatar
Timur Kim
Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

London Capital Credit Union Loans reviews (608)

The Customer Service is EXCELLENT

5
When I applied for a loan from London Capital Credit Union, there wasn't a lot of hassles. They told me the time the loan would be ready. And each time I calm to inquire about the loan, the customer service response is excellent. And apart from you repaying your loan, they also save some money for you and their interest is very low. Reviewed on: 30th April 2026
John T's avatar
John T

At first, I thought it was a scam which kept me worr...

5
At first, I thought it was a scam which kept me worried because by then I all my information was gone and sine money has been paid first. I was given some days to allow documentation to be checked but it didn't reach the actual days I was given and I received my loan money. I was impatience. Reviewed on: 29th April 2026
nana yaw's avatar
nana yaw

Prompt. Swift

5
Prompt. No problems. Clear communication Reviewed on: 29th April 2026
Lauralyn C's avatar
Lauralyn C

Great experience with London Capital Credit union.

5
I have had no difficulties with using credit union. They have been very quick with their processes and very efficient when reaching out for further supporting documentation. Reviewed on: 29th April 2026
Sheshe 's avatar
Sheshe

Simple and clear

5
straightforward process. the communication was on point. Reviewed on: 29th April 2026
Sandy's avatar
Sandy

1st Review

5
Joined last year 2025 in December and have had a pleasant experience to date. It was not a hustle and I am happy with their service. Reviewed on: 29th April 2026
Tracy Gombiro 's avatar
Tracy Gombiro
Reply from London Capital Credit Union Thank you for your thoughtful feedback. At London Capital Credit Union, we are member-owned and focused on long-term wellbeing, enabling us to provide clear and honest support. Response date: 29th April 2026
London Capital Credit Union logo
London Capital Credit Union

Absolutely one if the best banks in the UK I have ha...

5
Absolutely one if the best banks in the UK I have had an amazing experience with credit union they are so helpful Reviewed on: 29th April 2026
mona lisa (Mona)'s avatar
mona lisa (Mona)

LCCU, always ready to help in short time and in emer...

5
LCCU, always ready to help in short time and in emergency.Very grateful Reviewed on: 29th April 2026
Mary F's avatar
Mary F

Would recommend to anyone!

5
The consolidation loan is fantastic, it's really helped me take control of my money and stop worrying about the extra fees I was having to pay every month. Reviewed on: 29th April 2026
Zoe's avatar
Zoe

Enormous Gratitude

5
I have been in very difficult position financially and Credit Union provided support and assistance. After balancing my debt and clearing off monthly, Credit union also helped me secure a study loan, which I am enormously grateful. Apart that, my saving account on Credit union, helps me secure some savings that I am unable to touch, but very useful for my goals. Reviewed on: 29th April 2026
Amanda H's avatar
Amanda H

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill