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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Poor - can’t get loan because of finances although I...

Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026

Absolutely brilliant service.

Absolutely brilliant experience from the start. They have been so helpful and any time ive had any questions theyve been so quick at replying. Brilliant service and I am so grateful. Reviewed on: 15th June 2026

The good thing about credit union is the you take a...

The good thing about credit union is the you take a loan but while paying for the loan you will also be saving by the time you finish paying your loan your have also save good amout of money. Reviewed on: 15th June 2026

Very good for saving money with and a good way to bo...

Very good for saving money with and a good way to borrow money Reviewed on: 15th June 2026

Half price better than the banks interset

I was looking for a loan some years ago well 4 years just over I went to my own. Bank got the loan but just before I signed I went for London capital loan as the interest was half of the banks and I was saving £6 per week as well and when the load can to an end I have roughly £1500 saved up so its a no brainer ... Reviewed on: 15th June 2026

London Capital Credit Union Extremely Helpful

London Capital Credit Union were so helpful and easy to talk my circumstances through with, it was quick and easy to get a loan I required. Reviewed on: 15th June 2026

Great customer service

Great Customer service always, whereas they have a good reputation. Their staff are helpful, friendly, and responsive. The loan applications are straight forward , with quick decisions and their communications is clear. Within the credit union, their vision is to help members in difficult financial crisises and also help members owned savings. Reviewed on: 15th June 2026

They provide an outstanding service!

They provide an outstanding service! Reviewed on: 15th June 2026

I had a good and professional experience

I had a good and professional experience Reviewed on: 15th June 2026

I have been with London Capital Credit Union for aro...

I have been with London Capital Credit Union for around 10 years now, they have never let me down with loans, savings or customer service. Through trials and tribulations they have always been consistent and I appreciate them so much. Reviewed on: 15th June 2026

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