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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

I have always had a good experience and it has helpe...

5
I have always had a good experience and it has helped me save money. Reviewed on: 16th June 2026

They have been a great help with my finances during...

5
They have been a great help with my finances during difficult times. The application process is straightforward, the interest rates are favorable, and I feel secure. I would definitely recommend London capital credit union to my friends. The process was straight forward and the approval was so quick. Reviewed on: 15th June 2026

Very professional and helpful.

3
Very professional and helpful. The people are very friendly and professional, attentive and understanding. Reviewed on: 15th June 2026

Always had a good experience with them very good cus...

5
Always had a good experience with them very good customer service and would defo recommend Reviewed on: 15th June 2026

Top notch customer service

5
I had only needed to call for customer support twice and I was so satisfied on both experiences. Reviewed on: 15th June 2026

Customers are contacted to apply for a loan since th...

5
Customers are contacted to apply for a loan since the rate is lower than the high street lenders. Reviewed on: 15th June 2026

Excellent and quick service

5
I needed to get a loan to help my eldest son and the whole process was so easy and so quick! Reviewed on: 15th June 2026

I was struggling to buy a car.

5
I was struggling to buy a car. A friend who introduced me to capital union advised me to ask London capital credit union for loan. I told him they might not be able to approve a loan for because I haven't saved enough to be granted a loan. He said try them first. I tried, and I approved and got the money into my account within hours. Reviewed on: 15th June 2026

Very positive and quick response from staff especial...

5
Very positive and quick response from staff especially when I needed a statement urgently Reviewed on: 15th June 2026

I needed a loan for a rental deposit and they were s...

5
I needed a loan for a rental deposit and they were so helpful and I received the money very quickly Reviewed on: 15th June 2026

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