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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Need to give more money and help when they ...

Need to give more money and help when they need Reviewed on: 16th June 2026

I was accepted for a loan which has helped to pay of...

I was accepted for a loan which has helped to pay off my high interest credit cards. This leaves me and my family in a much better financial position and I know my payments are actually clearing debt and not just interest. Reviewed on: 16th June 2026

I was really struggling financially before Christmas...

I was really struggling financially before Christmas for personal reasons and this really help Reviewed on: 16th June 2026

Service update for everyone

Great service and good rates as every little helps to save more Reviewed on: 16th June 2026

I have been with them over a year and always helped...

I have been with them over a year and always helped when needed trust is a big thing and they never let you down Reviewed on: 16th June 2026

It’s been a great experience banking with LCU.

It’s been a great experience banking with LCU. I sent a direct deposit option every week for future purpose and this has been helping me to save more Reviewed on: 16th June 2026

Very satisfactory always to the rescue, treated as f...

Very satisfactory always to the rescue, treated as family wanting the best solution to problems Reviewed on: 16th June 2026

Room for improvement

It was a little stressful in the beginning as the communication was slow when LCCU were asking for various documents. Then I had to upload them multiple times as what I was providing, wasn't sufficient, although it was exactly what was asked for. But in the end, it all worked out. Reviewed on: 16th June 2026

It's easy accessible and usually fast

It's easy accessible and usually fast Reviewed on: 16th June 2026

Response to matters is excellence

Response to matters is excellence Reviewed on: 16th June 2026

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