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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

It was very easy to access, the customer service was...

5
It was very easy to access, the customer service was good and interest is cheaper Reviewed on: 14th June 2026

Responsive customer service.

4
Responsive customer service, very helpful Reviewed on: 14th June 2026

Very fast and efficient

5
Very fast and efficient , I am always happy that they don’t waste time and always approved my loans Reviewed on: 14th June 2026

Great experience had and easy repayments straight fr...

4
Great experience had and easy repayments straight from my account Reviewed on: 13th June 2026

Can't recommend them more.

5
Can't recommend them more. Great service and very easy to use. Definitely worth it. Reviewed on: 13th June 2026

Fantastic service and quick response

5
Fantastic service and quick response Reviewed on: 13th June 2026

Amazing service and customer support

5
Amazing service and customer support Reviewed on: 13th June 2026

Easy to fill up a form and they are quick...

5
Easy to fill up a form and they are quick to respond Reviewed on: 13th June 2026

Re Loans

5
Ive been with llondon capital credit union for over 17 years and there service has really helped me with Christmases hoildays by providing a loan system that really has helped me Reviewed on: 13th June 2026

I can't recommend London Credit Union highly enough.

5
I can't recommend London Credit Union highly enough. I was nervous about consolidating my debts because of the stigma that can come with needing financial help, but the whole process was straightforward, respectful and completely judgement-free. Everything was explained clearly, communication was excellent, and I was treated with kindness throughout. At no point was I made to feel embarrassed or irresponsible, which made a huge difference. If you're considering a consolidation loan or need a way to get your finances back under control, don't let pride or worry stop you. London Credit Union made the process simple and supportive, and I'm genuinely grateful for the help they provided. Reviewed on: 13th June 2026

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