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London Capital Credit Union: Loans reviews

4.80
Based on 601 reviews, last reviewed 19th Jun 2026
46600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful and responsive to members needs. Very helpful and responsive to members needs. Highly recommend becoming a member. Provide financial support and advocates savings. Reviewed on: 19th June 2026
Sharron R's avatar
Sharron R

Latest lowest rating:

1

unhelpful keep refusing my loan application, no prop... unhelpful keep refusing my loan application, no proper paperwork, no statements, account name does not match account details and is a fraud Reviewed on: 18th June 2026
Timur Kim's avatar
Timur Kim

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (601)

Great company

5
I’ve had 2 loans from them now there affordable and easily contactable Reviewed on: 28th April 2026

Excellent Financial Services

5
I'm able to save, check my balance and withdraw money easily. My inquiries were attempted to promptly. And when I needed loan, it granted without hassle. Reviewed on: 28th April 2026

Just really good experience with them happy customer

5
Just really good experience with them happy customer Reviewed on: 28th April 2026

Great helpful support from the customer service

5
Great helpful support from the customer service Reviewed on: 28th April 2026

I’ve had a very positive experience

5
I’ve had a very positive experience with London Capital Credit Union for both loans and savings service. The process was clear and efficient, and the staff were friendly, knowledgeable, and genuinely member‑focused. I would happily recommend them. Reviewed on: 28th April 2026

Very useful, and everytime I have apply for a loan i...

5
Very useful, and everytime I have apply for a loan it’s went well without any problem. I’m really satisfied with the service Reviewed on: 28th April 2026

A true Credit Union,perfect for this time and age!

4
London Capital Credit Union have been a reliable Credit union with very supportive staff. Reviewed on: 28th April 2026

Fast approval

5
The app is user friendly and if you are a member even with small savings, the approval rate is high. Very helpful when you are in need with very low interest. Reviewed on: 28th April 2026

Credit union has been amazing for me and my family o...

5
Credit union has been amazing for me and my family over the years. I have managed to save and to get loans to help with holidays etc for my children Reviewed on: 28th April 2026

I did receive my loan in less than one week...

4
I did receive my loan in less than one week thank you Reviewed on: 28th April 2026

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