Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.8 (573 reviews)

View other London Capital Credit Union products

4.80

Based on 573 reviews, last reviewed 17th Jun 2026

44200% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Never had a problem. Never had a problem. Been with LCCU for a few years. Use to go inside and it was easy then and still no issues Reviewed on: 17th June 2026

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (573)

It’s not a day that I needed help from the London Ca...

It’s not a day that I needed help from the London Capital Credit Union that they turned me down , they are reliable Reviewed on: 28th April 2026

I recently borrowed £6,000 from London Capital Credi...

I recently borrowed £6,000 from London Capital Credit Union, and I couldn’t be happier with the whole experience. From the very first enquiry to the receipt of funds, the entire process was incredibly smooth and easy. The staff were friendly, professional, and really helpful. They explained everything clearly, answered all my questions promptly, and made what can sometimes be a stressful experience feel completely straightforward. The application was simple, the approval was quick, and the money was in my account exactly when I needed it. If you’re looking for a reliable and supportive credit union in London, I highly recommend London Capital Credit Union. They truly care about their members and make borrowing feel hassle-free. I’ll definitely be using them again in the future! Thank you, LCCU! Reviewed on: 28th April 2026

Transparent and informative informations is delivere...

Transparent and informative informations is delivered at all times. Reviewed on: 28th April 2026

Very easy online process.

Very easy online process. Applications considered and granted at the time when i needed a quick response. Overall experience has helped my financial situation to improve a lot and also increasing my credit rating. Reviewed on: 28th April 2026

exellent service

exellent service wonderful staff great chance to get financial help in any situation easy repayments saving Reviewed on: 28th April 2026

communication with the team

very satisfied though all communications via email, all transactions went smoothly. Reviewed on: 28th April 2026

Very good has helped me out when I needed it...

Very good has helped me out when I needed it the most Reviewed on: 28th April 2026

I had a great experience with London Capital Credit...

I had a great experience with London Capital Credit both times I needed them. The process was easy, the staff were helpful when I asked questions. Would definitely recommend to others that find themselves in a situation where a little bit of help is needed. Reviewed on: 28th April 2026

Credit Union

Credit Union has helped me out of many situations. I like the fact that I can save while paying back any loans. The process is very easy to get through and I would definitely recommend them to all family and friends. Fantastic! Reviewed on: 28th April 2026

LCCU has been a huge help to me and my family.

LCCU has been a huge help to me and my family. I have recommended it to my colleagues because of how easy and convenient it is to ask you for help. You are a blessing to me and my family. Reviewed on: 28th April 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 3.96 from 25 reviews
P2P Lending (discontinued)
from Orchard Lending Club (inactive company) 0.00 from 0 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.71 from 1352 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub