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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Amazing service and very quick on answering queries...

Amazing service and very quick on answering queries staff is been amazing Reviewed on: 13th June 2026

Loan guidance

The team at my local credit union have been super efficient, responsive, and helped me find the best loan and solution for my circumstances. Reviewed on: 13th June 2026

5 star service

I’ve been a member of London Capital Credit Union for a few years now. My experience has been positive overall. The application process for loans is straightforward, and I’ve found their team helpful when I’ve had questions. They focus more on affordability than just credit score, which has made it easier for me to access borrowing when needed. Repayments are clear and manageable, and I like that they’re a more ethical alternative to high-interest lenders. Overall, I’d recommend them if you’re looking for fair and responsible borrowing in London. Reviewed on: 13th June 2026

It was an excellent experience when I applied for my...

It was an excellent experience when I applied for my first loan there were no delays I got everything I needed and was supported whenever I needed help Reviewed on: 13th June 2026

Staff are helpful when I struggled with document upl...

Staff are helpful when I struggled with document uploading. Very quick service and fair loan amounts Reviewed on: 13th June 2026

Good customer service.

Good customer service. Prompt in answering queries. Fast service. Reviewed on: 13th June 2026

Savings with a difference

Best way to save and borrow what you can afford without any of the hassle.. Can have multiple savings accounts for different projects i.e., birthday's, holiday's or deposit for mortgage. Reviewed on: 13th June 2026

I have been with credit union for 26 years and have...

I have been with credit union for 26 years and have introduced staff to this i have benefited from the savings abd it has saved me getting a loan. Reviewed on: 12th June 2026

I applied for a loan it was accepted.

I applied for a loan it was accepted. They did not accept my second and third application however their attitude was nice they were open and receptive. Reviewed on: 12th June 2026

Very good customer service.

Very good customer service. Fast and reliable loans once all paper work has been completed and processed. Once you become a member and your details are on the system, then the faster the process procedure is for you the next time around. Reviewed on: 12th June 2026

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